| Submitted By
         | Date Received | 
| 7500. Gwen Debenedetto, Cleveland, OH - 
         Comment | 10/15/04 | 
| 7501. Lucas Metropolitan Housing Authority, Toledo, OH, Willie Garrett - 
         Comment | 10/15/04 | 
| 7502. Russ Nation, Oklahoma City, OK - 
         Comment | 10/15/04 | 
| 7503. California PIRG, San Francisco, CA, Emily Clayton - 
         Comment | 10/15/04 | 
| 7504. Haven Economic Development, Leeann Robinson - 
         Comment | 10/15/04 | 
| 7505. Sarah Chan - 
         Comment | 10/15/04 | 
| 7506. Corey Fuller, Edmond, OK - 
         Comment | 10/15/04 | 
| 7507. Larry Young - 
         Comment | 10/15/04 | 
| 7508.  
     Goler CDC, Winston-Salem, NC 
     - 
         Comment | 10/15/04 | 
| 7509. Brigette Amiri, Brooklyn, NV - 
         Comment | 10/15/04 | 
| 7510. Stephanie Merkt, Fall River, MA - 
         Comment | 10/16/04 | 
| 7511. Judy Pacheco, Swansea, MA - 
         Comment | 10/16/04 | 
| 7512. Lisa McMahon, Albany, NY  - 
         Comment | 10/16/04 | 
| 7513. David Tuchmann, New Haven, CT - 
         Comment | 10/16/04 | 
| 7514. David Dorbin, Little Rock, AR - 
         Comment | 10/16/04 | 
| 7515. Sue Devries, Grand Rapids, MI - 
         Comment | 10/16/04 | 
| 7516. Heidi Manschreck - 
         Comment | 10/16/04 | 
| 7517. Kora McNaughton, Santa Cruz, CA - 
         Comment | 10/16/04 | 
| 7518. Lisa Weil, Denver, CO - 
         Comment | 10/16/04 | 
| 7519. Ambattles4 - 
         Comment | 10/16/04 | 
| 7520. Matthew Wainwright, Chicago, IL - 
         Comment | 10/16/04 | 
| 7521. Scott Reed - 
         Comment | 10/16/04 | 
| 7522. John Liu - 
         Comment | 10/16/04 | 
| 7523. Keith Mikos, Chicago, IL - 
         Comment | 10/16/04 | 
| 7524. David Pinkney, Memphis, TN - 
         Comment | 10/16/04 | 
| 7525. Julie Schollenberger - 
         Comment | 10/16/04 | 
| 7526. Brendy Sims, Evanston, IL - 
         Comment | 10/16/04 | 
| 7527. Joe Restuccia, New York, NY - 
         Comment | 10/16/04 | 
| 7528. Everett Housing Authority, Everett, WA, Bud Alkire - 
         Comment | 10/16/04 | 
| 7529. B.D. Bennett, Chicago, IL - 
         Comment | 10/16/04 | 
| 7530. Missoula Housing Authority, Peter Hance - 
         Comment | 10/16/04 | 
| 7531. George Federico - 
         Comment | 10/16/04 | 
| 7532. New Economics for Women, Maggie Cervantes - 
         Comment | 10/16/04 | 
| 7533. Michael Linsk, Los Angeles, CA - 
         Comment | 10/16/04 | 
| 7534. James Campbell, Marlborough, MA - 
         Comment | 10/16/04 | 
| 7535. West Alabama Bank & Trust, Reform, AL, Rhonda Swedenburg - 
         Comment | 10/16/04 | 
| 7536. Skid Row Housing Trust, Los Angeles, CA, James Bonar - 
         Comment | 10/16/04 | 
| 7537. John Little, Tucson, AZ - 
         Comment | 10/16/04 | 
| 7538. Hope International, San Diego, CA, Patricia Rickon - 
         Comment | 10/16/04 | 
| 7539. Cornerstone Bank, Lynn Vodvarka - 
         Comment | 10/16/04 | 
| 7540. Second Bank & Trust, Christopher Honenberger - 
         Comment | 10/16/04 | 
| 7541. LaWanda Brown, Delray Beach, FL - 
         Comment | 10/16/04 | 
| 7542. Edward Talbot, Arvada, CO - 
         Comment | 10/16/04 | 
| 7543. National Housing Trust, Washington, DC, Michael Bodaken - 
         Comment | 10/16/04 | 
| 7544. Manisha Kumar, Dayton, OH - 
         Comment | 10/16/04 | 
| 7545. Stuart Grogan - 
         Comment | 10/16/04 | 
| 7546. Idaho Housing and Finance Assn, Bette Woinowsky - 
         Comment | 10/16/04 | 
| 7547. Keith Hieber, Moorhead, IA - 
         Comment | 10/16/04 | 
| 7548. Jack Jenkins - 
         Comment | 10/16/04 | 
| 7549. Alix Davidson, Washington, DC - 
         Comment | 10/16/04 | 
| 7550. Mt. Pleasant NOW Development Corp, Tom Stone - 
         Comment | 10/16/04 | 
| 7551. Kristen Christian, Hammon, OK - 
         Comment | 10/16/04 | 
| 7552. David Blatt, Tulsa, OK - 
         Comment | 10/16/04 | 
| 7553. Asian Community and Cultural Center, Lincoln, NE, Modesta Putla - 
         Comment | 10/16/04 | 
| 7554. Sarah Duffy, Cincinnati, OH - 
         Comment | 10/16/04 | 
| 7555. Kathleen DeGregorio, Marlborough, MA - 
         Comment | 10/16/04 | 
| 7556. Tracy Sasseville, Southborough, MA - 
         Comment | 10/16/04 | 
| 7557. First National Bank of Lucedale, Lucedale, MS, Charles Garrettson - 
         Comment | 10/16/04 | 
| 7558. Community Bank & Trust, Waco, TX, Mark Boyd - 
         Comment | 10/16/04 | 
| 7559. Anne Marie Regan, Louisville, KY - 
         Comment | 10/16/04 | 
| 7560. Greg Rosenberg, Madison, WI - 
         Comment | 10/16/04 | 
| 7561. Bethel CDC, Buffalo, NY - 
         Comment | 10/16/04 | 
| 7562. West Side Collaborative, Buffalo, NY, Harvey Garrett - 
         Comment | 10/16/04 | 
| 7563. Julie Adelman, Astoria, OR - 
         Comment | 10/18/04 | 
| 7564. John Wassilak - 
         Comment | 10/18/04 | 
| 7565. Scott Manuel, Norman, OK - 
         Comment | 10/18/04 | 
| 7566. Cameron State Bank, Kelley Schexnider - 
         Comment | 10/18/04 | 
| 7567. Janney Carpenter, Englewood, CO - 
         Comment | 10/18/04 | 
| 7568. West End Development Corp., Milwaukee, WI, Dennis Barrish - 
         Comment | 10/18/04 | 
| 7569. Cheri Wells, Memphis, TN - 
         Comment | 10/18/04 | 
| 7570. Sally Kim - 
         Comment | 10/18/04 | 
| 7571. Martin Blanco, Newtown, CT - 
         Comment | 10/18/04 | 
| 7572. Marco Montenegro 
         Comment | 10/18/04 | 
| 7573. El Centro, Inc., Kansas City, KS, Kelly Moema Connell - 
         Comment | 10/18/04 | 
| 7574. Heart of America Services, Kansas City, KS, Morgan Ruhnke - 
         Comment | 10/18/04 | 
| 7575. Main Street Elyria, Elyria, OH, Kate Reagan - 
         Comment | 10/18/04 | 
| 7576. International Rescue Committee, San Jose, Christopher Dalton - 
         Comment | 10/18/04 | 
| 7577. National Urban League, Marc Morial - 
         Comment | 10/18/04 | 
| 7578. Bennett Wright, Kelseyville, CA - 
         Comment | 10/18/04 | 
| 7579. Bay Area LISC, San Francisco, CA, Stephanie Forbes - 
         Comment | 10/18/04 | 
| 7580. Amador Community Foundation, Jackson, CA, Shannon Lowery - 
         Comment | 10/18/04 | 
| 7581. Melissa Burns - 
         Comment | 10/18/04 | 
| 7582. Kathryn Sivill, Port Bryon, IL - 
         Comment | 10/18/04 | 
| 7583. C. Bolkcom, Leclair, IA - 
         Comment | 10/18/04 | 
| 7584. North Carolina Consumers Council, Brad Lamb - 
         Comment | 10/18/04 | 
| 7585. Missouri Bankers Assn, Jefferson City, MO, Max Cook - 
         Comment | 10/18/04 | 
| 7586. Peninsula Habitat for Humanity, Redwood City, CA, Mark Moulton - 
         Comment | 10/18/04 | 
| 7587. Jo McRell, San Jose, CA - 
         Comment | 10/18/04 | 
| 7588. Sue Carlisle, Dallas, TX - 
         Comment | 10/18/04 | 
| 7589. Bill Tovey, Pendleton, OR - 
         Comment | 10/18/04 | 
| 7590. Neil Gaffney - 
         Comment | 10/18/04 | 
| 7591. Cheryl Clifton, Denver, CO - 
         Comment | 10/18/04 | 
| 7592. Sheilaserve - 
         Comment | 10/18/04 | 
| 7593. Beverly Hills Morgan Park CDC, Kevin Klinger - 
         Comment | 10/18/04 | 
| 7594. Evelyn Ware Jackson - 
         Comment | 10/18/04 | 
| 7595. Sherrie Pugh, Minneapolis, MN - 
         Comment | 10/18/04 | 
| 7596. Housing Authority of Shawnee, OK, Randy Thomason - 
         Comment | 10/18/04 | 
| 7597. Cecilia Prinster, Denver, CO - 
         Comment | 10/18/04 | 
| 7598. Cynthia Light, Trenton, NJ - 
         Comment | 10/18/04 | 
| 7599. Helen Branham - 
         Comment | 10/18/04 | 
| 7600. Paula Cotter, Reading, MA - 
         Comment | 10/18/04 | 
| 7601. Roberta Welling - 
         Comment | 10/18/04 | 
| 7602. Ryan Gilliam, Brooklyn, NY - 
         Comment | 10/18/04 | 
| 7603. Princeton Community Housing, Sheila Berkelhammer - 
         Comment | 10/18/04 | 
| 7604. Mid America Assistance Coalition, Kansas City, MO, Ladonna Zimmerman - 
         Comment | 10/18/04 | 
| 7605. Red Brick Community Land Trust, St. Louis, MO, Mark Bohnert - 
         Comment | 10/18/04 | 
| 7606. Henrietta Owusu, Trenton - 
         Comment | 10/18/04 | 
| 7607. San Francisco Redevelopment Agency, David Sobel - 
         Comment | 10/18/04 | 
| 7608. Community Legal Services, Inc., Philadelphia, PA, Jonathan Stein - 
         Comment | 10/18/04 | 
| 7609. John Armour - 
         Comment | 10/18/04 | 
| 7610. Meg Maffitt, Shawnee, KS - 
         Comment | 10/18/04 | 
| 7611. East LA Community Corp, Los Angeles, CA, Monica Gomez - 
         Comment | 10/18/04 | 
| 7612. Wes Morgan, Denver, CO - 
         Comment | 10/18/04 | 
| 7613. Ellen Dorian, Marlborough, MA - 
         Comment | 10/18/04 | 
| 7614. Kimberly Boris - 
         Comment | 10/18/04 | 
| 7615. Wendy Kellogg, Cleveland, OH - 
         Comment | 10/18/04 | 
| 7616. Roanna Costa Krisko, Sacramento, CA - 
         Comment | 10/18/04 | 
| 7617. Paul Filson, West Hartford, CT - 
         Comment | 10/18/04 | 
| 7618. Maddy Frey, Seattle, WA - 
         Comment | 10/18/04 | 
| 7619. Office of Rural and Farmworker Housing, Yakimam, WA, Martin Miller - 
         Comment | 10/18/04 | 
| 7620. Ken Ross, Edmond, OK - 
         Comment | 10/18/04 | 
| 7621. Angie Pappano, Edinburgh, IN - 
         Comment | 10/18/04 | 
| 7622. Susan Cotner, Albany, NY - 
         Comment | 10/18/04 | 
| 7623. Melissa Compton, Chicago, IL - 
         Comment | 10/18/04 | 
| 7624. Armstrong Bank, Muskogee, OK, Jdee Thompson - 
         Comment | 10/18/04 | 
| 7625. Women's Center, Chapel Hill, NC, Robin Coull - 
         Comment | 10/18/04 | 
| 7626. United Way of Morris County, Morristown, NJ, Pat Bomus - 
         Comment | 10/18/04 | 
| 7627. Charity Hall, Columbus, IN - 
         Comment | 10/18/04 | 
| 7628. Coachella Valley Housing Coalition, Nadia Villagran - 
         Comment | 10/18/04 | 
| 7629. Diane Paolangeli, Ithaca, NY - 
         Comment | 10/18/04 | 
| 7630. Tennessee Overhill, Etoway, TN, Linda Caldwell - 
         Comment | 10/18/04 | 
| 7631. Heart of America Family Services, Kansas City, KS, Nor Reyna-Brown - 
         Comment | 10/18/04 | 
| 7632. J. Philip Woodland, Baton Rouge, LA - 
         Comment | 10/18/04 | 
| 7633. Sandra Howell, Memphis, TN - 
         Comment | 10/18/04 | 
| 7634. JA Morris, Prairie Village, KS - 
         Comment | 10/18/04 | 
| 7635. Emily Rusinko, Prairie Village, KS - 
         Comment | 10/18/04 | 
| 7636. Ellen Schellhause, New Bremen, OH - 
         Comment | 10/18/04 | 
| 7637. Randall Rusinko, Leawood, KS - 
         Comment | 10/18/04 | 
| 7638. Michelle Rusinko, Leawood, KS - 
         Comment | 10/18/04 | 
| 7639. Mike McLoone - 
         Comment | 10/14/04 | 
| 7640. Chesapeake Bank, Kilmarnock, VA, Patricia Lewis - 
         Comment (PDF) | 10/18/04 | 
| 7641. Shari Farrar - 
         Comment | 10/18/04 | 
| 7642. Mile High United Way, Victoria Meyers - 
         Comment | 10/18/04 | 
| 7643. South Carolina Bank & Trust of the Piedmont, J. Gary Hood - 
         Comment | 10/18/04 | 
| 7644. Colleen Cavallo, Utica, NY - 
         Comment | 10/18/04 | 
| 7645. Frank Sprandel - 
         Comment | 10/18/04 | 
| 7646. Ginger Rumph, Homestead, PA - 
         Comment | 10/18/04 | 
| 7647. Julian Brown, Sacramento, CA - 
         Comment | 10/18/04 | 
| 7648. Beverly Carlton - 
         Comment | 10/18/04 | 
| 7649. Peter Tregillus, Durango, CO - 
         Comment | 10/18/04 | 
| 7650. Randy Suciu - 
         Comment | 10/18/04 | 
| 7651. Rhoda Stauffer, Washington, DC - 
         Comment | 10/18/04 | 
| 7652. Sharon Hendsbee, Sharon, MA - 
         Comment | 10/18/04 | 
| 7653. Claudia Montoya - 
         Comment | 10/18/04 | 
| 7654. Doug Como - 
         Comment | 10/18/04 | 
| 7655. Tipawan Reed, Chicago, IL - 
         Comment | 10/18/04 | 
| 7656. Sean O'Hagan - 
         Comment | 10/18/04 | 
| 7657. Jack Hogan, Memphis, TN - 
         Comment | 10/18/04 | 
| 7658. Mary Harrison, South Holland, IL - 
         Comment | 10/18/04 | 
| 7659. Mindy Hersh, Miami, FL - 
         Comment | 10/18/04 | 
| 7660. Charles Anderson, Indianapolis, IN - 
         Comment | 10/18/04 | 
| 7661. Irene Espinosa, Chicago, IL - 
         Comment | 10/18/04 | 
| 7662. Mutual Housing Assn of South Central Connecticut, Lee Cruz - 
         Comment | 10/18/04 | 
| 7663. Carrie Makarewicz, Chicago, IL - 
         Comment | 10/18/04 | 
| 7664. Lisa Browning, Mt. Sterling, KY - 
         Comment | 10/18/04 | 
| 7665. Michael Goldberg, Chicago, IL - 
         Comment | 10/18/04 | 
| 7666. Mid City Redevelopment Alliance, Baton Rouge, LA, Samuel Sanders - 
         Comment | 10/18/04 | 
| 7667. Roanoke Redevelopment Housing Authority, Roanoke, VA, Dan Campbell - 
         Comment | 10/18/04 | 
| 7668. Latin United Community Housing Assn, Chicago, IL, Juan Rivera - 
         Comment | 10/18/04 | 
| 7669. Brooke Richie, New York, NY - 
         Comment | 10/18/04 | 
| 7670. Russell Mask, Lookout Mountain, GA - 
         Comment | 10/18/04 | 
| 7671. Cameron State Bank, Hackberry, LA, Ann Trahan - 
         Comment | 10/18/04 | 
| 7672. Central Bancompany, Jefferson City, MO, Richard Popp - 
         Comment | 10/18/04 | 
| 7673. Kate Alexander, Fiskdale, MA - 
         Comment | 10/18/04 | 
| 7674. Odessa Adams-Payne, New Orleans, LA - 
         Comment | 10/18/04 | 
| 7675. Sandra Fairbanks, Hopkinton, MA - 
         Comment | 10/18/04 | 
| 7676. Harry Chotiner - 
         Comment | 10/18/04 | 
| 7677. Tfroappel - 
         Comment | 10/18/04 | 
| 7678. Dorothy Christenson, Cincinnati, OH - 
         Comment | 10/18/04 | 
| 7679. Vicky Gochenour - 
         Comment | 10/18/04 | 
| 7680. Syracuse Dept of Community Development, Syracuse, NY, Linda Delaney - 
         Comment | 10/18/04 | 
| 7681. Southern Legislative Conference - 
         Comment | 10/18/04 | 
| 7682. Delaware State Housing Authority, Saundra Ross Johnson - 
         Comment | 10/20/04 | 
| 7683. Maryland Bankers Association, John Cavanaugh - 
         Comment | 10/20/04 | 
| 7684. National Federation of Community Development Credit Unions, Clifford 
     Rosenthal - 
         Comment | 10/20/04 | 
| 7685. NAACP, Julian Bond - 
         Comment | 10/18/04 | 
| 7686. City of New York Department of Housing Preservation & Development, Shaun Donovan - 
         Comment
 | 10/20/04 | 
| 7687. Congressman Jeb Bradley, 1st District, New Hampshire - 
         Comment | 10/14/04 | 
| 7688. Community Development Bankers Association, Robert McGill - 
         Comment | 10/20/04 | 
| 7689. Congressman Dale E. Kildee, 5th District, Michigan - 
         Comment | 10/19/04 | 
| 7690. Linda S. Weatherholtz (via Congressman Alan B. Mollohan, 1st 
     District, West Virginia) - 
         Comment (PDF) | 10/20/04 | 
| 7691. Council for Affordable & Rural Housing, Colleen Fisher - 
         Comment | 10/18/04 | 
| 7692. Inner City Christian Federation, Grand Rapids, MI, Jonathan Bradford - 
         Comment | 10/18/04 | 
| 7693. Abyssinian Development Corporation, New York, NY, Sheena Wright - 
         Comment | 10/19/04 | 
| 7694. Enterprise Foundation, Columbia, MD, F. Barton Harvey - 
         Comment | 10/19/04 | 
| 7695. Community Action Council, Steubenville, OH, Barbara West - 
         Comment | 10/19/04 | 
| 7696. John Kuester, Wausau, WI (via Congressman David R. Obey, 7th District Wisconsin) - 
         Comment (PDF) | 10/18/04 | 
| 7697. Council for Affordable & Rural Housing, Mark English - 
         Comment | 10/15/04 | 
| 7698. Donna Wallace, Nampa, ID, (via Senator Larry E. Craig, Idaho) - 
         Comment (PDF) | 10/18/04 | 
| 7699. City of Tulsa, OK, Donna Harvey - 
         Comment | 10/20/04 | 
| 7700. Salt Lake City, UT, Office of the Mayor, Sam Guevara - 
         Comment | 10/20/04 | 
| 7701. Montgomery County, MD, Housing Opportunities Commission, D. Scott 
     Minton - 
         Comment | 10/20/04 | 
| 7702. Baltimore Housing, Baltimore, MD, Paul Graziano - 
         Comment | 10/20/04 | 
| 7703. City of Durango, CO, Robert Ledger, Jr. - 
         Comment | 10/20/04 | 
| 7704. County of Maui, HI, Mayor Alan Arakawa - 
         Comment (PDF) | 10/20/04 | 
| 7705. City of Concord, CA, Mayor Helen Allen - 
         Comment | 10/20/04 | 
| 7706. Lexington-Fayette Urban County Government, Lexington, KY, Mayor 
     Teresa Ann Isaac - 
         Comment
 | 10/20/04 | 
| 7707. City of Renton, WA, Mayor Kathy Keolker-Wheeler - 
         Comment (PDF) | 10/20/04 | 
| 7708. City of Indianapolis, IN, Mayor Bart Peterson - 
         Comment (PDF) | 10/20/04 | 
| 7709. City of Hollywood, FL, Mayor Mara Giulianti - 
         Comment (PDF) | 10/20/04 | 
| 7710. City of Kansas City, MO, Mayor Kay Barnes - 
         Comment | 10/21/04 | 
| 7711. City of Shaker Heights, OH, Mayor Judith Rawson - 
         Comment | 10/19/04 | 
| 7712. City of Beaumont, TX, Mayor Evelyn Lord - 
         Comment | 10/20/04 | 
| 7713. City of Dublin, CA, Mayor Janet Lockhart - 
         Comment | 10/15/04 | 
| 7714. City of Portland, ME, Joseph Gray, City Manager - 
         Comment (PDF) | 10/20/04 | 
| 7715. City of Providence, RI, David Cicilline - 
         Comment (PDF) | 10/18/04 | 
| 7716. National Bankers Association, Norma Alexander Hart - 
         Comment | 10/20/04 | 
| 7717. Megan Loftus, Arlington, VA - 
         Comment | 09/22/04 | 
| 7718. First Bank & Trust, Ardmore, OK, Scott Andrews - 
         Comment (PDF) | 09/15/04 | 
| 7719. Reliance Bank, Altoona, PA, Timothy Sissler - 
         Comment (PDF) | 09/21/04 | 
| 7720. County Bank, Greenwood, SC, R.T. Dunlap, Jr. - 
         Comment (PDF) | 10/01/04 | 
| 7721. Bay State Savings Bank, Worcester, MA - 
         Comment (PDF) | 10/17/04 | 
| 7722. Senator Debbie Stabenow, Washington, DC - 
         Comment (PDF) | 10/18/04 | 
| 7723. Congressman David Price, Washington, DC - 
         Comment (PDF) | 10/18/04 | 
| 7724. Congressman Barney Frank, et al, Washington, DC - 
         Comment (PDF) | 10/18/04 | 
| 7725. Congressman James Walsh, Washington, DC - 
         Comment (PDF) | 10/18/04 | 
| 7726. Senator Paul Sarbanes, Washington, DC - 
         Comment (PDF) | 10/18/04 | 
| 7727. American Bankers Association and 12 other associations - 
         Comment (PDF) | 10/18/04 | 
| 7728. Congressman Dennis Kucinich, Washington, DC  - 
         Comment (PDF) | 10/18/04 | 
| 7729. Ronald Dickerson, Metamora, IL - 
         Comment | 10/19/04 | 
| 7730. Chesapeake Bank, Kilmarnock, VA, Suzanne Keyser - 
         Comment | 10/19/04 | 
| 7731. Lucinda Flowers - 
         Comment | 10/19/04 | 
| 7732. Lynne Brown, Haverhill, MA - 
         Comment | 10/19/04 | 
| 7733. Brenda Clement, Providence, RI - 
         Comment | 10/19/04 | 
| 7734. John - 
         Comment | 10/19/04 | 
| 7735. Beverly Area Planning Association, Chicago, IL, Willie Winters - 
         Comment | 10/19/04 | 
| 7736. Independent Bank, Bay City, MI, William Kessel - 
         Comment | 10/19/04 | 
| 7737. Urban League of Greater Columbus, Columbus, GA - 
         Comment | 10/19/04 | 
| 7738. Sheila Reiss-Patton, Lisbon, OH - 
         Comment | 10/19/04 | 
| 7739. Gus Comstock, Delaware, OH - 
         Comment | 10/19/04 | 
| 7740. Community Development Authority of Baraboo, Baraboo, WI, Patricia 
     Hamilton - 
         Comment | 10/19/04 | 
| 7741. Peter Payne, Chicago, IL - 
         Comment | 10/19/04 | 
| 7742. Reba Bolden, Williamsburg, VA - 
         Comment | 10/19/04 | 
| 7743. Minnesota Chapter of the National Association of Housing and 
     Redevelopment Officials, Egan, MN, Patricia Gustafson - 
         Comment | 10/19/04 | 
| 7744. Michael Barr, Ann Arbor, MI - 
         Comment | 10/19/04 | 
| 7745. Simone Blanchard, Atlanta, GA - 
         Comment | 10/19/04 | 
| 7746. Community Action Agency of Columbiana County, Lisbon, OH, Melissa 
     Ammon - 
         Comment | 10/19/04 | 
| 7747. Kaye Britton - 
         Comment | 10/19/04 | 
| 7748. Valorie Bowers - 
         Comment | 10/19/04 | 
| 7749. Ned Doffoney, Fresno, CA - 
         Comment | 10/19/04 | 
| 7750. Republic Bank, Darien, IL, Pat Antos - 
         Comment | 10/19/04 | 
| 7751. Falcon International Bank, Laredo, TX, Ana Valdez - 
         Comment | 10/19/04 | 
| 7752. Lawrence Andrews, Wakefield, MA - 
         Comment | 10/19/04 | 
| 7753. Isa Hasan, Detroit - 
         Comment | 10/19/04 | 
| 7754. National Association of Affordable Housing Lenders - 
         Comment | 10/19/04 | 
| 7755. National Affordable Housing Management Association- 
         Comment | 10/19/04 | 
| 7756. National Low Income Housing Coalition - 
         Comment | 10/19/04 | 
| 7757. Homestead Affordable Housing, Inc., Nortonville, KS - 
         Comment | 10/19/04 | 
| 7758. National Housing Conference - 
         Comment | 10/19/04 | 
| 7759. Mt. Calvary Baptist Church, Prichard, AL - 
         Comment | 10/19/04 | 
| 7760. National Housing Trust - 
         Comment | 10/19/04 | 
| 7761. National Leased Housing Association - 
         Comment | 10/19/04 | 
| 7762. Enterprise Foundation - 
         Comment | 10/19/04 | 
| 7763. California Community Reinvestment Corporation - 
         Comment | 10/19/04 | 
| 7764. American Association of Homes and Services for the Aging - 
         Comment | 10/19/04 | 
| 7765. Rural Opportunities, Inc. - 
         Comment | 10/19/04 | 
| 7766. Neighborhood Development Services, Ravenna, OH - 
         Comment | 10/19/04 | 
| 7767. Housing Assistance Council - 
         Comment | 10/19/04 | 
| 7768. HSBC Bank USA, N.A. - 
         Comment | 10/19/04 | 
| 7769. Local Initiatives Support Corporation - 
         Comment | 10/19/04 | 
| 7770. Kate Adams, Rochester, NY - 
         Comment | 10/19/04 | 
| 7771. Christian Concern Management & Development Corp., Collegeville, PA - 
         Comment | 10/19/04 | 
| 7772. Southern California Association of Non-Profit Housing - 
         Comment | 10/19/04 | 
| 7773. Recapitalization Advisors, Inc. - 
         Comment | 10/19/04 | 
| 7774. South Central Citizens Coalition, Harvey, ND - 
         Comment | 10/19/04 | 
| 7775. Reliance Housing Foundation, Inc., Ft. Lauderdale, FL - 
         Comment | 10/19/04 | 
| 7776. Alabama Multifamily Loan Consortium - 
         Comment | 10/19/04 | 
| 7777. Charles Hill & Associates, Inc. - 
         Comment | 10/19/04 | 
| 7778. Residential Capital Corp., Columbus, OH - 
         Comment | 10/19/04 | 
| 7779. Community Housing, Inc., Winchester, KY - 
         Comment | 10/19/04 | 
| 7780. Community Housing Works, San Diego - 
         Comment | 10/19/04 | 
| 7781. Volunteers of America - 
         Comment | 10/19/04 | 
| 7782. Century Housing - 
         Comment | 10/19/04 | 
| 7783. Neighborhood Housing Services of New York City - 
         Comment | 10/19/04 | 
| 7784. Cooperative Services, Inc., Oak Park, MI - 
         Comment | 10/19/04 | 
| 7785. Umpqua Community Development Corp., Roseburg, OR - 
         Comment | 10/19/04 | 
| 7786. Community Housing Works, Excondido, CA - 
         Comment | 10/19/04 | 
| 7787. National Affordable Housing Preservation Associates - 
         Comment | 10/19/04 | 
| 7788. National Association of Housing and Redevelopment Officials - 
         Comment | 10/19/04 | 
| 7789. Portland Development Commission, Portland, OR - 
         Comment | 10/19/04 | 
| 7790. Central New York Citizens in Action, Utica, NY - 
         Comment | 10/19/04 | 
| 7791. Progressive Redevelopment Inc., Decatur, GA - 
         Comment | 10/19/04 | 
| 7792. Related Capital Co - 
         Comment | 10/19/04 | 
| 7793. Low Income Investment Fund - 
         Comment | 10/19/04 | 
| 7794. Community Investment Corporation - 
         Comment | 10/19/04 | 
| 7795. Community Reinvestment Fund - 
         Comment | 10/19/04 | 
| 7796. The John Stewart Company, San Francisco - 
         Comment | 10/19/04 | 
| 7797. Venice (CA) Community Housing Corporation - 
         Comment | 10/19/04 | 
| 7798. Brattleboro (VT) Area Community Land Trust - 
         Comment | 10/19/04 | 
| 7799. The Housing Authority of the City of Atlanta, GA - 
         Comment | 10/19/04 | 
| 7800. Vermont Affordable Housing Coalition - 
         Comment | 10/19/04 | 
| 7801. Community Development Ventures Incorporated - 
         Comment | 10/19/04 | 
| 7802. Green Mountain (VT) Habitat for Humanity - 
         Comment | 10/19/04 | 
| 7803. Ohio Capital Corporation for Housing - 
         Comment | 10/19/04 | 
| 7804. Washington County (VT) Mental Health Services, Inc. - 
         Comment | 10/19/04 | 
| 7805. Peoples' Self-Help Housing Corporation, San Luis Obispo, CA - 
         Comment | 10/19/04 | 
| 7806. Los Angeles Business Council - 
         Comment | 10/19/04 | 
| 7807. South County Housing, Gilroy, CA - 
         Comment | 10/19/04 | 
| 7808. National Council of State Housing Agencies - 
         Comment | 10/19/04 | 
| 7809. Livable Places, Los Angeles, CA - 
         Comment | 10/19/04 | 
| 7810. Council of Large Public Housing Authorities - 
         Comment | 10/19/04 | 
| 7811. Access Capital Strategies LLC, Cambridge, MA - 
         Comment | 10/19/04 | 
| 7812. Council for Affordable and Rural Housing - 
         Comment | 10/19/04 | 
| 7813. Calvert Social Investment Foundation - 
         Comment | 10/19/04 | 
| 7814. Daniel Solis, El Paso, TX - 
         Comment | 10/19/04 | 
| 7815. Tri-County Bank, Trenton, FL, John Ferguson - 
         Comment | 10/19/04 | 
| 7816. Annette Kuhs, Dracut, MA - 
         Comment | 10/19/04 | 
| 7817. George Smith, Fresno - 
         Comment | 10/19/04 | 
| 7818. Marysa Wilcox - 
         Comment | 10/19/04 | 
| 7819. Katrina, Memphis, TN - 
         Comment | 10/19/04 | 
| 7820. Jeanne Stinson, Topeka, KS - 
         Comment | 10/19/04 | 
| 7821. Long Island Housing Partnership, Hauppauge, NY, Diana Weir - 
         Comment | 10/19/04 | 
| 7822. Kimberly Goins, Milwaukee, WI - 
         Comment | 10/19/04 | 
| 7823. Mary Braun, Englewood, CO - 
         Comment | 10/19/04 | 
| 7824. Kansas Catholic Conference, Kansas City, KS, Therese Bangert - 
         Comment | 10/19/04 | 
| 7825. Norm Lucas, Park Hills, MO - 
         Comment | 10/19/04 | 
| 7826. Ginny N. Britt - 
         Comment | 10/19/04 | 
| 7827. Diane Donoghue, Los Angeles, CA - 
         Comment | 10/19/04 | 
| 7828. Dave Richins, Mesa, AZ - 
         Comment | 10/19/04 | 
| 7829. Charles Kreiman, Centennial, CO - 
         Comment | 10/19/04 | 
| 7830. Kathy Lykins, Winchester, KY - 
         Comment | 10/19/04 | 
| 7831. Jim Lenker - 
         Comment | 10/19/04 | 
| 7832. David Driskell, Ithaca, NY - 
         Comment | 10/19/04 | 
| 7833. Marina Rota - 
         Comment | 10/19/04 | 
| 7834. Gina Finley - 
         Comment | 10/19/04 | 
| 7835. Roberta Madden - 
         Comment | 10/19/04 | 
| 7836. Independent Bank, Bay City, MI, Michael Stodolak - 
         Comment | 10/19/04 | 
| 7837. Jenny H. Chung, New York, NY - 
         Comment | 10/19/04 | 
| 7838. Kenneth Malinowski, New Britain, CT - 
         Comment | 10/19/04 | 
| 7839. Susan McMullen, Hartford, CT - 
         Comment | 10/19/04 | 
| 7840. Ronnie Guidry - 
         Comment | 10/19/04 | 
| 7841. Brent Raymond, San Francisco, CA - 
         Comment | 10/19/04 | 
| 7842. Shakima Stevenson, Hempstead, NY - 
         Comment | 10/19/04 | 
| 7843. Brenda Reid - 
         Comment | 10/19/04 | 
| 7844. A.J. Draut, Arlington Heights, IL - 
         Comment | 10/19/04 | 
| 7845. Noberto Villanueva, Colorado Springs, CO - 
         Comment | 10/19/04 | 
| 7846. Stephen Taylor, London, KY - 
         Comment | 10/19/04 | 
| 7847. David Dorsey, Washington, DC - 
         Comment | 10/19/04 | 
| 7848. Mardan Malik - 
         Comment | 10/19/04 | 
| 7849. Amy Johnson, Oregon City, OR - 
         Comment | 10/19/04 | 
| 7850. Royce Sherwin, Malone, NY - 
         Comment | 10/19/04 | 
| 7851. Jeffrey Aaron, Piscataway, NJ - 
         Comment | 10/19/04 | 
| 7852. Judith E. Kosegi, Indianapolis, IN - 
         Comment | 10/19/04 | 
| 7853. Barbara A. Bloom, Philadelphia, PA - 
         Comment | 10/19/04 | 
| 7854. Michaelle Wormly - 
         Comment | 10/19/04 | 
| 7855. Martina Grimm, Lisbon, OH - 
         Comment | 10/19/04 | 
| 7856. Annette Almazan, Rego Park, NY - 
         Comment | 10/19/04 | 
| 7857. Katherine Walker, Fishers, IN - 
         Comment | 10/19/04 | 
| 7858. Mary Mathews, Virginia, MN - 
         Comment | 10/19/04 | 
| 7859. Todd Ewing - 
         Comment | 10/19/04 | 
| 7860. Karen Blandford, Westminster, MD - 
         Comment | 10/19/04 | 
| 7861. Allen Morse, Athens, GA - 
         Comment | 10/19/04 | 
| 7862. Norwalk Housing Authority, Curtis Law - 
         Comment | 10/19/04 | 
| 7863. Kathryn Palumbo, Stone Mountain, GA - 
         Comment | 10/19/04 | 
| 7864. Patricia Rohrer, Cincinnati, OH - 
         Comment | 10/19/04 | 
| 7865. Phyllis Clem, Winchester, KY - 
         Comment | 10/19/04 | 
| 7866. Tim Solomon - 
         Comment | 10/19/04 | 
| 7867. United Bank of Michigan, Grand Rapids, MI, Gwyn Harnish - 
         Comment | 10/19/04 | 
| 7868.  
     United Bank of Michigan, Grand Rapids, MI,
     Brian Klaver - 
         Comment | 10/19/04 | 
| 7869.  
     United Bank of Michigan, Grand Rapids, MI, 
     Alice Doherty - 
         Comment | 10/19/04 | 
| 7870.  
     United Bank of Michigan, Grand Rapids, MI, 
     John Figg - 
         Comment | 10/19/04 | 
| 7871.  
     United Bank of Michigan, Grand Rapids, MI, 
     Doris Drain - 
         Comment | 10/19/04 | 
| 7872. Reliance Bank, Altoona, PA, Karen Smith - 
         Comment (PDF) | 09/21/04 | 
| 7873. Gary Skoog - 
         Comment | 10/19/04 | 
| 7874. Avni Jamdar - 
         Comment | 10/19/04 | 
| 7875. Chesapeake Bank, Kilmarnock, VA, Cecelia Klink - 
         Comment | 10/19/04 | 
| 7876. Bankers Trust Company, Cedar Rapids, IA, Colette Vincent - 
         Comment | 10/19/04 | 
| 7877. Dorothy Burggraaff - 
         Comment | 10/19/04 | 
| 7878. Chuck Anthony, Colorado Springs, CO - 
         Comment | 10/19/04 | 
| 7879. Ron Reed, Mount Clemons, MI - 
         Comment | 10/19/04 | 
| 7880. Bank of Glen Burnie, Glen Burnie, MD, Yvonne Atkinson - 
         Comment | 10/19/04 | 
| 7881. Genesis Community Loan Fund, Damariscotta, ME - 
         Comment | 10/19/04 | 
| 7882. Robert M. Lewis, St. Louis, MO - 
         Comment | 10/19/04 | 
| 7883. Donna Faubion, Granbury, TX - 
         Comment | 10/19/04 | 
| 7884. Stephen Doherty - 
         Comment | 10/19/04 | 
| 7885.  Brendan Landry, Denver, CO - 
         Comment | 10/19/04 | 
| 7886.  Independent Bank South, Leslie, MI, Edward Swanson - 
         Comment | 10/19/04 | 
| 7887. Joan Gauer, West Orange, NJ  - 
         Comment | 10/19/04 | 
| 7888.  Karen LaFrance, Phoenix, AZ - 
         Comment | 10/19/04 | 
| 7889.  Luke Breit, Sacramento, CA - 
         Comment | 10/19/04 | 
| 7890.  J. Clifford Harrison, Jackson, MS - 
         Comment (PDF) | 10/19/04 | 
| 7891.  LaCharla L. Figgs, Greenbelt, MD - 
         Comment | 10/19/04 | 
| 7892.  Katie Stell, Denver, CO - 
         Comment | 10/19/04 | 
| 7893.  Richard Bichel, Cannon Falls, MN - 
         Comment | 10/19/04 | 
| 7894.  Cliff Smith, St. Paul, MN - 
         Comment | 10/19/04 | 
| 7895.  Brian Johnson, St. Paul, MN - 
         Comment | 10/19/04 | 
| 7896.  Lane Boxwell, Denver, CO - 
         Comment | 10/19/04 | 
| 7897.  Georgia Bank & Trust Company, Augusta, GA, J. Pierce Blanchard - 
         Comment | 10/19/04 | 
| 7898.  Birmingham Urban League, Birmingham, AL - 
         Comment | 10/19/04 | 
| 7899.  John Herrera, Durham, NC - 
         Comment | 10/19/04 | 
| 7900.  Tibebe Menkir - 
         Comment | 10/19/04 | 
| 7901.  Darby Bank & Trust Company, Vidalia, GA, Chris Bond - 
         Comment | 10/19/04 | 
| 7902.  Joseph S. Ridge, Burlington, IA - 
         Comment | 10/19/04 | 
| 7903.  Community Development Law Center, Portland, OR, Leon Laptook - 
         Comment | 10/19/04 | 
| 7904.  Chesapeake Bank, Kilmarnock, VA, Pamela Redmond - 
         Comment | 10/19/04 | 
| 7905.  Joseph H. Horiye - 
         Comment | 10/19/04 | 
| 7906.  Jeri Ajayi, Denver, CO - 
         Comment | 10/19/04 | 
| 7907.  George Haynes, St. Augustine, FL - 
         Comment | 10/19/04 | 
| 7908.  First National Development Institute, Fredericksburg, VA - 
         Comment | 10/19/04 | 
| 7909.  L'Quentus Thomas, Brooklyn, NY - 
         Comment | 10/19/04 | 
| 7910.  Stanage Elling - 
         Comment | 10/19/04 | 
| 7911.  Robert Brainin, Chicago, IL - 
         Comment | 10/19/04 | 
| 7912.  Annabelle Minnifield, Kansas City, KS - 
         Comment | 10/19/04 | 
| 7913.  Jordan Wells, Mendham, NJ - 
         Comment | 10/19/04 | 
| 7914.  Elma Warrick - 
         Comment | 10/19/04 | 
| 7915.  Gail Schmitz, Oklahoma City, OK - 
         Comment | 10/19/04 | 
| 7916.  Twin Cities CDC, Fitchburg, MA - 
         Comment | 10/19/04 | 
| 7917.  Suzanne Moore, Holliston, MA - 
         Comment | 10/19/04 | 
| 7918.  Edmond Trudelle, Fall River, MA - 
         Comment | 10/19/04 | 
| 7919.  Alex Bickle, Chicago, IL - 
         Comment | 10/19/04 | 
| 7920.  Adam Bickle, Chicago, IL - 
         Comment | 10/19/04 | 
| 7921.  Lia Days, Lakewood, OH - 
         Comment | 10/19/04 | 
| 7922.  Kevin P. McQueen, Takoma Park, MD - 
         Comment | 10/19/04 | 
| 7923. Noaman W. Siddiqu, Indianapolis, IN - 
         Comment | 10/19/04 | 
| 7924.  Connie Ghinazzi, Rock Island, IL - 
         Comment | 10/19/04 | 
| 7925.  Jonathan Ciesla - 
         Comment | 10/19/04 | 
| 7926.  Nita Hanson, Montpelier, VT - 
         Comment | 10/19/04 | 
| 7927.  Don D. Patterson, Coconut Creek, FL - 
         Comment | 10/19/04 | 
| 7928.  Tina Thompson, Mount Laurel, NJ - 
         Comment | 10/19/04 | 
| 7929.  Independent Bank Corporation, Ionia, MI, Cheryl McKellar - 
         Comment | 10/19/04 | 
| 7930.  Melanie Gendreau, Fall River, MA - 
         Comment | 10/19/04 | 
| 7931.  Marvin Kamp, Ettrick, WI - 
         Comment | 10/19/04 | 
| 7932.  Ryan Russo, Brooklyn, NY - 
         Comment | 10/19/04 | 
| 7933.  M. Montford - 
         Comment | 10/19/04 | 
| 7934.  Rose Marie Roberts, Madison, IN - 
         Comment | 10/19/04 | 
| 7935.  Janice Crabb, Ettrick, WI - 
         Comment | 10/19/04 | 
| 7936.  Jon Van Eck, Ann Arbor, MI - 
         Comment | 10/19/04 | 
| 7937.  Erin Kilmer Neel - 
         Comment | 10/19/04 | 
| 7938.  English Woods Housing Committee, Cincinnati, OH - 
         Comment | 10/19/04 | 
| 7939.  Miyamoto Ai - 
         Comment | 10/19/04 | 
| 7940.  Spring Salsberry, Davenport, IA - 
         Comment | 10/19/04 | 
| 7941.  Sarah Raube, Oakland, CA - 
         Comment | 10/19/04 | 
| 7942.  Jessica Greig - 
         Comment | 10/19/04 | 
| 7943.  David Lipsetz, San Francisco, CA - 
         Comment | 10/19/04 | 
| 7944.  John T. McDonald, City of Cohoes, NY - 
         Comment | 10/19/04 | 
| 7945.    Sandy Lee, Gaithersburg, MD - 
         Comment | 10/18/04 | 
| 7946.    Old South Baton Rouge Community Revitalization Corporation - 
         Comment | 10/18/04 | 
| 7947.    Gregory John Sandlund, Sacramento, CA - 
         Comment | 10/18/04 | 
| 7948.    Kristen Belt, San Francisco, CA - 
         Comment | 10/18/04 | 
| 7949.    Carole Torok, Ava, NY - 
         Comment | 10/18/04 | 
| 7950.    Stacy Blumenthal, Washington, DC - 
         Comment | 10/18/04 | 
| 7951.    Carla K. - 
         Comment | 10/18/04 | 
| 7952.    Atlanta Housing Association of Neighborhood-Based Developers - 
         Comment | 10/18/04 | 
| 7953.    Chesney Floyd, Berkeley, CA - 
         Comment | 10/18/04 | 
| 7954.    Sam Zimmerman-Bergman, Oakland, CA - 
         Comment | 10/18/04 | 
| 7955.    Kathleen Wah Lee, New York, NY - 
         Comment | 10/18/04 | 
| 7956. Stacy Murphy - 
         Comment | 10/18/04 | 
| 7957.    Jess Wendover, Oakland, CA - 
         Comment | 10/18/04 | 
| 7958.    Rich Budihas - 
         Comment | 10/18/04 | 
| 7959.    Housing Authority of Lamar, CO - 
         Comment | 10/18/04 | 
| 7960.    Rani Deshpande, Washington, DC - 
         Comment | 10/18/04 | 
| 7961.    Hyepin Christine Im, Los Angeles, CA - 
         Comment | 10/18/04 | 
| 7962.    Marvin C. Delaney - 
         Comment | 10/18/04 | 
| 7963. Brandy Bertram, Denver, CO - 
         Comment | 10/18/04 | 
| 7964.    Cameron State Bank, Dorene Gothreaux - 
         Comment | 10/18/04 | 
| 7965.    Bob Sample, Denver, CO - 
         Comment | 10/18/04 | 
| 7966.    Phoebe Lewis, San Francisco, CA - 
         Comment | 10/18/04 | 
| 7967.    Housing Authority of the City of Alameda, CA - 
         Comment | 10/18/04 | 
| 7968.    Cassandra B. Anderson - 
         Comment | 10/18/04 | 
| 7969.    Kim Smith, Idaho Falls, ID - 
         Comment | 10/18/04 | 
| 7970.    Richard Haymaker, Baton Rouge, LA - 
         Comment | 10/18/04 | 
| 7971.    Christine Chen, Washington, DC - 
         Comment | 10/18/04 | 
| 7972.    Brad White, Chicago, IL - 
         Comment | 10/18/04 | 
| 7973.    Neil McGuffin, Thousand Oaks, CA - 
         Comment | 10/18/04 | 
| 7974.    Merrily Smith, Denver, CO - 
         Comment | 10/18/04 | 
| 7975.    Caitlin Hedberg, Denver, CO - 
         Comment | 10/18/04 | 
| 7976.    Leslie DuPree, Davenport, IA - 
         Comment | 10/18/04 | 
| 7977. Community Economic Development Association of Michigan, Lansing, 
     MI - 
         Comment (PDF) | 10/18/04 | 
| 7978. Housing Authority of Paducah, KY - 
         Comment | 10/18/04 | 
| 7979.    Casandra Alexandre - 
         Comment | 10/18/04 | 
| 7980.    Central Bank & Trust, Hutchinson, KS, Earl McVicker - 
         Comment (PDF) | 10/18/04 | 
| 7981.    Asherlev Santos, California, WA - 
         Comment | 10/18/04 | 
| 7982.    Central Bank, Larry Albert - 
         Comment | 10/18/04 | 
| 7983.    Judy Ogle, Poplar, MT - 
         Comment | 10/18/04 | 
| 7984.    Tarry Edington - 
         Comment | 10/18/04 | 
| 7985.    Jeremy Stand - 
         Comment | 10/18/04 | 
| 7986.    Cory Riordan - 
         Comment (PDF) | 10/18/04 | 
| 7987.    Southwest Key Programs, Austin, TX - 
         Comment | 10/18/04 | 
| 7988.    Robert S. Collier - 
         Comment | 10/18/04 | 
| 7989.    Jennifer Crandall, Denver, CO - 
         Comment | 10/18/04 | 
| 7990.    Pauline Ginsberg - 
         Comment | 10/18/04 | 
| 7991.    Cameron State Bank, Owen Pickett - 
         Comment | 10/18/04 | 
| 7992.    Cameron State Bank, Charlotte Comeaux - 
         Comment | 10/18/04 | 
| 7993.    Julie Riddle, Kansas City, MO - 
         Comment | 10/18/04 | 
| 7994.    Carol Wolfe, Tacoma, WA - 
         Comment | 10/18/04 | 
| 7995.    Mary Pergande, Sneedville, TN - 
         Comment | 10/18/04 | 
| 7996.    Karen Gallo, Winthrop, MA - 
         Comment | 10/18/04 | 
| 7997.    CSB Bank, Curwensville, PA, Nancy Condon - 
         Comment | 10/18/04 | 
| 7998.    Carolyn Sauer-Adams, Bettendorf, IA - 
         Comment | 10/18/04 | 
| 7999.    Nancy Rosetti, Bettendorf, IA - 
         Comment | 10/18/04 |