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Laws and Regulations

Overdraft Payment Programs and Consumer Protection

Comments Received from Others

Comment Letters from:

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Overdraft Payment Programs and Consumer Protection - Comment Letters
August 11, 2010Maxine Gruen
August 11, 2010Becky Miller
Farmers Trust and Savings Bank, IA
August 11, 2010Robert Kernodle, EVP/CIO/CRO
Cornerstone Bank, Wilson NC
August 11, 2010 Anonymous
August 12, 2010Lori L. Kelley, VP & Sr. Operations Officer
First Federal, Independence, KS
August 12, 2010Donna Bagshaw 
Bank of Edmonson County, Brownsville, KY
August 12, 2010Dana Eckhart, Coordinator VITA/IDA
BVCAA/United Way of the Brazos Valley
College Station, TX
August 12, 2010Rob Sullivan, CFO/VP
Oak Bank, Chicago, IL
August 12, 2010Clark A. Hervert, VP
First National Bank in Ord, Ord, NE
August 13, 2010Alan Kluger
August 14, 2010Gail Williams
August 14, 2010John E. Oram - comment one
John E. Oram - comment two
August 14, 2010John Lyons
August 14, 2010David Delaney
August 14, 2010Wade Gasaway
August 14, 2010Thomas Higgins
August 14, 2010Chris Damico
August 15, 2010Karen Dew
August 15, 2010Margaret Engel
August 15, 2010Doug Stanley
August 15, 2010Carole and Michael Wood
August 15, 2010Robert Jacober
August 15, 2010Pat Durbin
August 15, 2010Angela Castro
August 15, 2010Deborah Rotman
August 15, 2010Roslyn Moore-Allen
August 15, 2010R.K. Gongaware
August 15, 2010Deborah Becker
August 15, 2010Carole Jackson
August 15, 2010Jorge Porrata
August 15, 2010Michael Frank
August 15, 2010Frederick Mopsik
August 15, 2010George Recco
August 15, 2010Jon Combs
August 15, 2010Valerie Jones
August 15, 2010Cheryl Kellerhals
August 15, 2010Gene Cornell
August 15, 2010Mary Svoboda
August 15, 2010Christopher Coen
August 15, 2010Steven Sacharoff
August 15, 2010Kevin Hart
August 15, 2010Charlie Griffith
August 15, 2010Dean Bonney
August 15, 2010Susan Dicey
August 15, 2010Courtney McCreesh
August 15, 2010Megan Adamson
August 15, 2010Mary Rosenberg
August 15, 2010Steven A. Glazer
August 15, 2010Patricia Newton
August 16, 2010Sameer Pandit
August 16, 2010Robin Bates
August 16, 2010Larry Neal SVP/Cashier 
Security State Bank Pearsall, TX
August 16, 2010Andrea Brambila
August 16, 2010Maxine Grano
August 16, 2010Mary Ann Bannan Haines
August 16, 2010Sharon Ford
August 16, 2010marjasm (at) yahoo.com
August 17, 2010Fareh Zoberi
August 17, 2010Teresa Owen
August 17, 2010Karen Farah, Vice President/Commerical Banker 
First Atlantic Bank, Jacksonville, FL
August 17, 2010Allison McNally
August 17, 2010Eric Stewart
August 17, 2010Michelle Tompkins
August 17, 2010Dave Stuart
August 17, 2010Ronald Chamberlin
August 17, 2010Angela Da Costa
August 17, 2010Susan Murphy
August 18, 2010Alan Carnell
August 18, 2010Caralene McClain
August 18, 2010Timothy S. Avery, President & CEO
Scott Valley Bank, Yreka, California
August 19, 2010John H Roper, Jr
August 19, 2010Pam Lamoreux
August 19, 2010Jeffrey Evans
August 19, 2010Rebecca-Faith Dietz
August 19, 2010Catherine Brousseau
August 19, 2010Arnold Dennison
August 20, 2010Sylvester J. West
August 20, 2010Carolyn Breshnahan
August 20, 2010Bob Ross
August 20, 2010Raymond J. Hirx
August 20, 2010Boris Kukso
August 22, 2010Libya Doman
August 22, 2010Greg
August 22, 2010Steve Bowen
August 22, 2010Vasco Sena
August 22, 2010Kecia G. Lifton
August 22, 2010Sandy Zimmer
August 22, 2010Darlene Baer
August 22, 2010Lowell Kebschull
August 22, 2010Piotr Orloff
August 22, 2010Frederick C. Granlund
August 22, 2010Kara Nickerson
August 22, 2010Fabian Gonzalez
August 22, 2010Lynn Chavez
August 22, 2010Steven J. Coker
August 22, 2010Ken Goldman
August 23, 2010Art Thomas
August 23, 2010Form Letter (159 received as of September 21, 2010)
August 23, 2010Helen Barksdale
August 23, 2010Michelle Forrest
August 23, 2010Candy Neel
August 23, 2010M.H. DeMers
August 23, 2010Sue E. Squires
August 23, 2010Kevin Najera
August 23, 2010op jo
August 23, 2010Rachel L. Dillard
August 23, 2010Robert Seabrooks
August 23, 2010Craig Rassinier
August 23, 2010Rudy Laskowski
August 23, 2010Leila Jade Levi
August 23, 2010Cheryl A. Nakashige
Bank of Central Florida, Lakeland, FL
August 23, 2010Wilhelmina L. Camara
August 23, 2010Thomas C. Williams Jr.
August 23, 2010Inez Kathleen Ray-Annis
August 23, 2010John David Healy
August 24, 2010Michael Sakover
August 24, 2010Edwin Pizarro
August 24, 2010Connie O. Byrne
August 24, 2010Patricia Sikora
August 24, 2010Derrick L. Mincey
August 24, 2010Tom Brown
August 24, 2010Jeri Rutland
August 24, 2010Timothy A. Rogan
August 24, 2010Michael Koza
August 25, 2010Ruben Robledo
Citizens State Bank, San Antonio, TX
August 25, 2010Elizabeth Taylor
August 26, 2010J. Jameson
August 26, 2010William R. Carr
August 26, 2010Solomon Greene
August 26, 2010Kathryn Fredericks
August 27, 2010Cynthia Mitlo and Stephen Shartel
August 27, 2010Shaun Harms
August 28, 2010Tobey Unruh
August 28, 2010Patrick King
August 29, 2010Connie Ross
August 30, 2010Claudia Stanley
August 30, 2010Donna M. Stone
First Community Bank of Bedford County
August 31, 2010Henri Bartholomot
August 31, 2010Darlene Mueller
September 1, 2010Robert Leonard
September 1, 2010Lucas R. Moore
Pony Express Community Bank
September 1, 2010Yvonne Crouchet
September 1, 2010Linda D. Means
Pony Express Community Bank
September 1, 2010Elizabeth Richardson
September 2, 2010Solomon Greene
September 2, 2010Robert Means
Pony Express Community Bank
September 3, 2010Barbara Johnson
Pony Express Community Bank
September 3, 2010John Means
Pony Express Community Bank
September 3, 2010Sheldon Hendrix
First Community Bank, Corpus Christi, TX
September 6, 2010Ruth Merritt
September 7, 2010John Gill
September 7, 2010Jim Lemon
Friendship State Bank
September 7, 2010Robert Sebaugh
First State Bank of Livingston
September 8, 2010Pete Butcher
Williamstown Bank, Inc. Williamstown, WV
September 8, 2010Thomas Aden
Great American Bank, De Soto, KS
September 9, 2010John Hampton
First Western Bank, Booneville, AR
September 9, 2010Joan Stephenson
First Enterprise Bank, Oklahoma City, OK
September 9, 2010Stacy Stevens
Pony Express Community Bank
September 10, 2010Eric Werner
First State Bank, Spearman, TX
September 10, 2010Ginger Turner
First State Bank, Spearman, TX
September 13, 2010Greg Strube
Pony Express Community Bank
September 13, 2010Clyde Knight Jr.
September 13, 2010Pesach Kremen
September 13, 2010Ray Stipp
Community Bank and Trust, Neosho, MO
September 13, 2010Alexandra Chaikin
September 13, 2010Brenda Mabbitt
September 13, 2010Alison Shuman
September 13, 2010Jerry Pilcher
September 13, 2010Jesse Bedwell
September 14, 2010Emma Baker
September 14, 2010Carol A. Chastain
United Community Bank, Blairsville, GA
September 15, 2010Chris S. Caley
Bank of Clarks, Clarks, NE
September 15, 2010Phelicia Barnes
September 15, 2010Mike Pearson
September 16, 2010Steve Topper
September 16, 2010Gary Propheter
Bank of Eastern Oregon, Heppner, OR
September 16, 2010J. Eric T. Sandberg, Jr.
Texas Bankers Association
September 16, 2010Raymond Witte
Shell Lake State Bank, Shell Lake, WI
September 16, 2010Warren T. Biggs
Panola National Bank, Carthage, TX
September 16, 2010Josh Siler
September 16, 2010Franklin Weber
State National Bank, Big Spring, TX
September 16, 2010Traci Molt, Diane Barton, Bonnie Eubanks
Pony Express Community Bank
September 16, 2010J.H. Herlocker, III
Mineola Community Bank, Mineola, TX
September 16, 2010Brian "Chip" J. Chippeaux
Century Bank, Santa Fe, NM
September 16, 2010Kenneth A. Williamson
First Financial Bank, N.A. Mineral Wells, TX
September 16, 2010Ester Miranda
September 16, 2010LeAnne Harrignton
Cascade Bank, Everett, WA
September 16, 2010Monte Thiebaud
Dublin National Bank, Dublin, TX
September 17, 2010Dan Combs
First State Community Bank, Farmington, MO
September 17, 2010Donna Lee Varner
Gilmer National Bank, Gilmer, TX
September 17, 2010Peggy Rowden
The Maries County Bank, Vienna, MO
September 17, 2010Ana Malik
September 18, 2010John Wassilak
First Community National Bank, Steelville, MO
September 18, 2010Rebecca Farmer
September 18, 2010Kenneth Littlefield
Central Bank, Jefferson City, MO
September 18, 2010Eric Schertzing
September 19, 2010Carmen Carter
September 20, 2010Darrell Brown
Community Bancshares of Mississippi, Brandon, MS
15 total near-identical letters submitted individually by representatives of same bank, as of September 21, 2010
September 20, 2010James M. Ford
PremierWest Bank, Medford, OR
September 20, 2010Alex O'Brien
Bank of Commerce, Amarillo, TX
September 20, 2010David M. Escobedo
September 20, 2010Adam Courter
Bank of Thayer/Howell County Bank, Thayer, MO
September 20, 2010John R. Frey
Jersey Shore State Bank, Williamsport, PA
September 20, 2010Dennis R. Bohnert
First State Community Bank, Farmington, MO
September 20 ,2010Anonymous
September 20, 2010Rudolph E. Farber
Community Bank & Trust, Neosho, MO
September 20, 2010Wanda Cochrane
September 21, 2010Randy Minshew
First National Bank (various locations)
7 total similar letters submitted individually by representatives of same bank, as of September 21, 2010
 
September 21, 2010Mark Williamson
West Texas State Bank, Downtown Snyder, TX
September 21, 2010Dallas D. Lockridge
Horizon State Bank, Cameron, MO
September 21, 2010Karen Anderson
Platte Valley Bank
September 21, 2010Craig DeYoung
Charlotte State Bank, Port Charlotte, FL
September 21, 2010Jon B. Ruff
First State Bank, Hallsville, TX
September 21, 2010Judy Fore
Horizon State Bank, Cameron, MO
September 21, 2010Jimmy Campbell
Community Bank, Fort Worth, TX
September 21, 2010Tara Youtsey
Horizon State Bank, Cameron, MO
September 21, 2010Paula Bertels
The Callaway Bank, Fulton, MO
September 21, 2010Barry Orr
First Bank and Trust, Lubbock, TX


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Last Updated: January 22, 2024