FDIC and Interagency Statements provide guidance to insured institutions, depositors, and the general public. The table below can be sorted alphabetically by title or citation. The table can also be searched by typing all or a portion of a title or keyword in the search field below. Clicking on the PDF icon () will open a PDF version of the statement as it appeared in the Federal Register (where available) and clicking on the link icon () will provide a text version of the statement (where available).
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| Title | Citation |
|---|---|
| Administrative Enforcement of the Truth in Lending Act – Restitution (FFIEC) | PDF|Link 63 FR 47497 |
| Applications for Deposit Insurance | PDF 63 FR 44752 |
| Authentication and Access to Financial Institution Services and Systems | Link FIL-55-2021 |
| Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices | PDF|Link 71 FR 74580 |
| Correspondent Concentration Risks | PDF|Link 75 FR 23764 |
| Covered Bond Policy Statement | PDF|Link 73 FR 43754 |
| FDIC Statement of Policy on Qualified Financial Contracts | PDF 55 FR 7027 |
| Final Guidance for the 2019 and Subsequent Resolution Plan Submissions by the Eight Largest, Complex U.S. Banking Organizations | PDF 84 FR 1438 |
| Final Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies | PDF|Link 80 FR 33016 |
| Final Statement of Policy on Qualifications for Failed Bank Acquisitions | PDF|Link 74 FR 45440 |
| Guidance for Resolution Plan Submissions of Certain Foreign-Based Covered Companies | PDF 85 FR 83557 |
| Guidance on Sound Incentive Compensation Policies | PDF|Link 75 FR 36395 |
| Guidelines for Appeals of Material Supervisory Determinations | PDF|Link 87 FR 77112 |
| Guidelines for Compliance with Federal Bank Bribery Law | PDF 52 FR 43939 |
| Illustrations of Consumer Information for Hybrid Adjustable Rate Mortgage Products | PDF|Link 73 FR 30997 |
| Interagency Advisory on External Audits of Internationally Active U.S. Financial Institutions | Link FIL-5-2016 |
| Interagency Advisory on the Unsafe and Unsound Use of Limitation of Liability Provisions in External Audit Engagement Letters | PDF|Link 71 FR 6847 |
| Interagency Appraisal and Evaluation Guidelines | PDF|Link 75 FR 77450 |
| Interagency Guidance Regarding Unfair or Deceptive Credit Practices | PDF FIL-44-2014 |
| Interagency Guidance on Funds Transfer Pricing Related to Funding and Contingent Liquidity Risks | Link FIL-12-2016 |
| Interagency Guidance on Implicit Recourse in Asset Securitizations | Link FIL-52-2002 |
| Interagency Guidance on Nontraditional Mortgage Product Risks | PDF|Link 71 FR 58609 |
| Interagency Guidance on Reconsiderations of Value of Residential Real Estate Valuations | PDF 89 FR 60549 |
| Interagency Guidance on Subprime Lending | Link FIL-20-99 |
| Interagency Guidance on Third-Party Relationships - Risk Management | PDF|Link88 FR 37920 |
| Interagency Guidance to Issuing Banks on Applying Customer Identification Program Requirements to Holders of Prepaid Cards | Link FIL-21-2016 |
| Interagency Notification and Coordination of Enforcement Acts by the Federal Banking Regulatory Agencies | PDF|Link 83 FR 27371 |
| Interagency Policy Regarding the Assessment of Civil Money Penalties by the Federal Financial institutions Regulatory Agencies | PDF|Link 63 FR 30226 |
| Interagency Policy Statement Regarding Enforcement of the Equal Credit Opportunity and Fair Housing Acts | PDF 46 FR 56500 |
| Interagency Policy Statement on Allowances for Credit Losses (Revised April 2023) | PDF|Link 88 FR 25479 |
| Interagency Policy Statement on Coordination and Communication Between External Auditors and Examiners | PDF FIL-57-92 |
| Interagency Policy Statement on Documentation for Loans to Small- and Medium-Sized Business and Farm | PDF Not Published in the Federal Register |
| Interagency Policy Statement on Examination Coordination and Implementation Guidelines | PDF Not Published in the Federal Register |
| Interagency Policy Statement on Funding and Liquidity Risk Management | PDF|Link 75 FR 13656 |
| Interagency Policy Statement on Income Tax Allocation in a Holding Company Structure | PDF|Link 63 FR 64757 |
| Interagency Policy Statement on Income Tax Allocation in a Holding Company Structure (Addendum) | PDF|Link 79 FR 35228 |
| Interagency Policy Statement on the Allowance for Loan and Lease Losses | Link FIL-105-2006 |
| Interagency Statement on Retail Sales of Nondeposit Investment Products | Link FIL-9-94 |
| Interagency Statement on Sound Practices Concerning Elevated Risk Complex Structured Finance Activities | PDF|Link 72 FR 1372 |
| Intra-Agency Appeal Process: Guidelines for Appeals of Material Supervisory Determinations and Guidelines for Appeals of Deposit Insurance Assessment Determinations | PDF|Link 75 FR 20358 |
| Joint Agency Policy Statement on Interest Rate Risk | PDF|Link 61 FR 33166 |
| Joint Interpretations of the Interagency Statement on Retail Sales of Nondeposit Investment Products | Link FIL-61-95 |
| Joint Notice of Policy Statement on Discrimination (Interagency) | PDF 44 FR 60398 |
| Joint Policy Statement on Basic Financial Services | PDF 51 FR 42083 |
| Pocket Guide for Directors | Link Pocket Guide for Directors |
| Policy Statement of Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, and Office of Thrift Supervision Concerning Branch Closing Notices and Policies | PDF|Link 64 FR 34845 |
| Policy Statement on Allowance for Loan and Lease Losses Methodologies and Documentation for Banks and Savings Institutions | PDF|Link 66 FR 35629 |
| Policy Statement on Discrimination in Lending | PDF 59 FR 18266 |
| Policy Statement on Gold | PDF 39 FR 43765 |
| Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts | PDF|Link88 FR 43115 |
| Policy Statement on Securing Leased Space | PDF|Link 61 FR 5552 |
| Policy Statement on the Fitness and Integrity of Lessors of Real Property to the FDIC | PDF|Link 61 FR 5554 |
| Policy Statement on the Fitness and Integrity of Lessors of Real Property to the FDIC (Correction) | PDF|Link 61 FR 19939 |
| Principles for Climate-Related Financial Risk Management for Large Financial Institutions | PDF|Link88 FR 74183 |
| Principles for Development and Distribution of Stress Test Scenarios | PDF|Link 78 FR 72535 |
| Repurchase Agreements of Depository Institutions With Securities Dealers and Others; Notice of Modification of Policy Statement | PDF|Link 63 FR 8645 |
| Rescission of Policy Statement Regarding Independent External Auditing Programs of State Nonmember Banks, and Adoption of the Interagency Policy Statement on External Auditing Programs of Banks and Savings Associations | PDF|Link 64 FR 57094 |
| Revised Policy Statement on Securities Lending | PDF|Link 62 FR 40816 |
| Statement Concerning the Responsibilities of Bank Directors and Officers | PDF FIL-87-92 |
| Statement Concerning the Responsibilities of Bank Directors and Officers and Interagency Policy Statement on the Internal Audit Function and Its Outsourcing | Link FIL-21-2003 |
| Statement of Policy Regarding Binding Arbitration | PDF|Link 66 FR 18632 |
| Statement of Policy Regarding Federal Common Law and Statutory Provisions Protecting FDIC, as Receiver or Corporate Liquidator, Against Unrecorded Agreements or Arrangements of a Depository Institution Prior to Receivership | PDF|Link 62 FR 5984 |
| Statement of Policy Regarding Liability of Commonly Controlled Depository Institutions | PDF|Link 63 FR 44764 |
| Statement of Policy Regarding Minority Depository Institutions | PDF|Link 86 FR 32728 |
| Statement of Policy Regarding Treatment of Collateralized Put Obligations After Appointment of the Federal Deposit Insurance Corporation as Conservator or Receiver | PDF 56 FR 36152 |
| Statement of Policy Regarding Treatment of Security Interests After Appointment of the Federal Deposit Insurance Corporation as Conservator or Receiver | PDF 58 FR 16833 |
| Statement of Policy Regarding the Payment of State and Local Property Taxes | PDF|Link 61 FR 65053 |
| Statement of Policy on Alternative Dispute Resolution | PDF|Link 62 FR 66370 |
| Statement of Policy on Bank Merger Transactions | PDFNot Published in the Federal Register |
| Statement of Policy on Foreclosure Consent and Redemption Rights And Clarification of Applicability of Statement of Policy on Foreclosure Consent and Redemption Rights | PDF|Link 61 FR 53494 |
| Statement of Policy on the Development and Review of Regulations and Policies | PDF|Link 78 FR 22771 |
| Statement of Policy on the Use of Offering Circulars in Connection with Public Distribution of Bank Securities | PDF|Link 61 FR 46807 |
| Statement of Principles for Trust Department Management | PDF Examinations Trust Manual |
| Statement on Prudent Risk Management for CRE Lending | PDF FIL-62-2015 |
| Statement on Subprime Mortgage Lending | PDF|Link 72 FR 37569 |
| Supervisory Guidance on Implementing Dodd-Frank Act Company-Run Stress Tests for Banking Organizations with Total Consolidated Assets of More Than $10 Billion but Less Than $50 Billion | PDF|Link 79 FR 14153 |
| Supervisory Policy Statement on Investment Securities and End-User Derivatives Activities | PDF|Link 63 FR 20191 |
| Supplemental Guidance Related to the FDIC Statement of Policy on Applications for Deposit Insurance | PDF FIL-24-2016 |
| Uniform Financial Institutions Rating System | PDF|Link 62 FR 752 |
| Uniform Interagency Consumer Compliance Rating System | PDF Not Published in the Federal Register |
| Uniform Retail Credit Classification and Account Management Policy | PDF|Link 65 FR 36904 |