| 9:00-9:30 AM | Opening Remarks Travis Hill, Acting Chairman of the Federal Deposit Insurance Corporation |
| 9:30-10:45 AM | Paper Session 1: Economic Effects of Payments, Data, and AI in Financial Services Session Chair and Discussant: Tania Babina, University of Maryland
The Transformative Role of Artificial Intelligence and Big Data in Banking Binkai Chen, Central University of Finance and Economics Dongmei Guo, Central University of Finance and Economics Junjie Xia, Central University of Finance and Economics and Peking University Zirun Zhang, Central University of Finance and Economics
Integrating Fragmented Networks: The Value of Interoperability in Money and Payments Alexander Copestake, International Monetary Fund Divya Kirti, International Monetary Fund Maria Soledad Martinez Peria, International Monetary Fund Yao Zeng, University of Pennsylvania
Buy Now, Pay (Less) Later: Leveraging Private BNPL Data in Consumer Banking Christine Laudenbach, Goethe University and SAFE Elin Molin, Lund University Kasper Roszbach, Norges Bank and University of Groningen Talina Sondershaus, Lund University |
| 10:45-11:10 AM | – Break – |
| 11:10-11:15 AM | Poster Presentation 1
Suboptimal Lending with Deposit Insurance Helena Carvalho, University College London |
| 11:15-12:30 PM | Paper Session 2: The Impact of Bank Regulation Session Chair and Discussant: Mark Carey, Office of Financial Research, US Treasury
Payout Restrictions and Bank Risk-Shifting Fulvia Fringuellotti, Federal Reserve Bank of New York Thomas Kroen, International Monetary Fund
How Do Government Guarantees Affect Deposit Supply Thomas Flanagan, Ohio State University Edward T. Kim, University of Michigan Shohini Kundu, UCLA Amiyatosh Purnanandam, University of Michigan
The Effect of Unlimiting Bankers’ Incentive Pay on Bank’s Risk Profile and Value David De Angelis, University of Houston Hitesh Doshi, University of Houston Mark Liang, University of Houston Vijay Yerramilli, University of Houston
Monetary Policy Uncertainty in the Banking Sector Pablo Pastor y Camarasa, Ghent University |
| 12:30-1:55 PM | – Lunch and Poster Presentations – |
| 1:55-2:00 PM | Poster Presentation 2
Monetary Policy Uncertainty in the Banking Sector Pablo Pastor y Camarasa, Ghent University |
| 2:00-3:15 PM | Paper Session 3: Financial Stresses, Bank Solvency, and Regulatory Supervision Session Chair and Discussant: Anjan Thakor, Washington University in St. Louis
Does Systematically Important Bank Status Affect Loan Performance Shashwat Agrawal, Boston College Nishant Kashyap, Indian School of Business Sriniwas Mahapatro, Rochester Institute of Technology Prasanna Tantri, Indian School of Business
Tracing Bank Runs in Real Time Marco Cipriani, Federal Reserve Bank of New York Thomas M. Eisenbach, Federal Reserve Bank of New York Anna Kovner, Federal Reserve Bank of Richmond
Emergency Lending and Moral Hazard John Kandrac, Federal Reserve Board Bernd Schlusche, Federal Reserve Board |
| 3:15-3:40 PM | – Break – |
| 3:40-3:45 PM | Poster Presentation 3
Do Depositors Monitor Banks Using Accounting Information? Evidence from the EDGAR Log File Isabella Brancaccio, Bocconi University |
| 3:45-5:00 PM | Paper Session 4: Credit Provision by Banks and Nonbanks Session Chair and Discussant: Janet Gao, Georgetown University
Private Debt versus Bank Debt in Corporate Borrowing Sharjil Haque, Federal Reserve Board Simon Mayer, Carnegie Mellon University Irina Stefanescu, Federal Reserve Board
Credit Union Expansions: A Fork in the Road for Local Banks? Jiakai Chen, University of Hawaii at Manoa Rodney Ramcharan, University of Southern California Teng Wang, Federal Reserve Bank of Dallas and University of Texas at Arlington Tim Zhang, University of Texas at San Antonio
Non-Profit Competition in Lending Markets: Evidence from Credit Unions Andres Shahidinejad, Northeastern University David Stillerman, American University Jordan van Rijn, University of Wisconsin, Madison |
| 9:30-10:45 AM | Paper Session 5: Implications of Financial Intermediaries for the Economy Session Chair and Discussant: Anna Kovner, Federal Reserve Bank of Richmond
QE, Bank Liquidity Risk Management, and Non-bank Funding: Evidence from Administrative Data R. Matthew Darst, Federal Reserve Board Sotirios Kokas, University of Essex Alexandros Kontonikas, University of Essex Jose-Luis Peydro, Imperial College London Alexandros P. Vardoulakis, Federal Reserve Board
Monetary Policy and the Mortgage Market Itamar Dreschsler, University of Pennsylvania Alexi Savov, New York University Philipp Schnabl, New York University Dominik Supera, Columbia University
The Market for Sharing Interest Rate Risk: Quantities and Asset Prices Umang Khetan, University of Iowa Jian Li, Columbia Business School Ioana Neamtu, Bank of England Ishita Sen, Harvard Business School |
| 10:45-11:00 AM | – Break – |
| 11:00 AM-12:15 PM | Paper Session 6: Lending Across the Financial Spectrum Session Chair and Discussant: Liu Yang, University of Maryland
Where Do Small Firms Get Debt Financing? Sergey Chernenko, Purdue University Qian Wang, Purdue University
Credit Card Banking Itamar Drechsler, University of Pennsylvania Hyeyoon Jung, Federal Reserve Bank of New York Weiyu Peng, University of Pennsylvania Dominik Supera, Columbia Business School Guanyu Zhou, University of Pennsylvania
Consumer Credit Without Collateral, Regulation, or Intermediaries Filipe Correia, University of Georgia Antonio Martins, Lisbon School of Economics and Management Anthony Waikel, University of Georgia |