| 8:00-9:00 AM | Registration and Continental Breakfast |
| 9:00-9:30 AM | Conversation with Travis Hill, Acting Chairman of the FDIC Andrew Felton, Director of Division of Insurance and Research |
| 9:30-10:45 AM | Paper Session 1: Economic Effects of Payments, Data, and AI in Financial Services The Transformative Role of Artificial Intelligence and Big Data in Banking Buy Now, Pay (Less) Later: Leveraging Private BNPL Data in Consumer Banking |
| 10:45-11:10 AM | – Break – |
| 11:10-11:15 AM | Suboptimal Lending with Deposit Insurance Helena Carvalho, University College London Poster Presentation 1 |
| 11:15-12:30 PM | Paper Session 2: The Impact of Bank Regulation Session Chair and Discussant: Mark Carey, Office of Financial Research, US Treasury Payout Restrictions and Bank Risk-Shifting Fulvia Fringuellotti, Federal Reserve Bank of New York Thomas Kroen, International Monetary Fund How Do Government Guarantees Affect Deposit Supply Thomas Flanagan, Ohio State University Edward T. Kim, University of Michigan Shohini Kundu, UCLA Amiyatosh Purnanandam, University of Michigan The Effect of Unlimiting Bankers’ Incentive Pay on Bank’s Risk Profile and Value David De Angelis, University of Houston Hitesh Doshi, University of Houston Mark Liang, University of Houston Vijay Yerramilli, University of Houston |
| 12:30-1:55 PM | – Lunch and Poster Presentations – |
| 1:55-2:00 PM | Monetary Policy Uncertainty in the Banking Sector Pablo Pastor y Camarasa, Ghent University Poster Presentation 2 |
| 2:00-3:15 PM | Paper Session 3: Financial Stresses, Bank Solvency, and Regulatory Supervision Session Chair and Discussant: Anjan Thakor, Washington University in St. Louis Does Systematically Important Bank Status Affect Loan Performance Shashwat Agrawal, Boston College Nishant Kashyap, Indian School of Business Sriniwas Mahapatro, Rochester Institute of Technology Prasanna Tantri, Indian School of Business Tracing Bank Runs in Real Time Marco Cipriani, Federal Reserve Bank of New York Thomas M. Eisenbach, Federal Reserve Bank of New York Anna Kovner, Federal Reserve Bank of Richmond Emergency Lending and Moral Hazard John Kandrac, Federal Reserve Board Bernd Schlusche, Federal Reserve Board |
| 3:15-3:40 PM | – Break – |
| 3:40-3:45 PM | Do Depositors Monitor Banks Using Accounting Information? Evidence from the EDGAR Log File Isabella Brancaccio, Bocconi University Poster Presentation 3 |
| 3:45-5:00 PM | Paper Session 4: Credit Provision by Banks and Nonbanks Session Chair and Discussant: Janet Gao, Georgetown University Private Debt versus Bank Debt in Corporate Borrowing Sharjil Haque, Federal Reserve Board Simon Mayer, Carnegie Mellon University Irina Stefanescu, Federal Reserve Board Credit Union Expansions: A Fork in the Road for Local Banks? Jiakai Chen, University of Hawaii at Manoa Rodney Ramcharan, University of Southern California Teng Wang, University of Texas at Arlington Tim Zhang, University of Texas at San Antonio Non-Profit Competition in Lending Markets: Evidence from Credit Unions Andres Shahidinejad, Northeastern University David Stillerman, American University Jordan van Rijn, University of Wisconsin, Madison |
| 5:00-6:30 PM | Reception |
| 8:30am - 9:30am | Continental Breakfast |
| 9:30-10:45 AM | Paper Session 5: Implications of Financial Intermediaries for the Economy Session Chair and Discussant: Anna Kovner, Federal Reserve Bank of Richmond
QE, Bank Liquidity Risk Management, and Non-bank Funding: Evidence from Administrative Data R. Matthew Darst, Federal Reserve Board Sotirios Kokas, University of Essex Alexandros Kontonikas, University of Essex Jose-Luis Peydro, Imperial College London Alexandros P. Vardoulakis, Federal Reserve Board
Monetary Policy and the Mortgage Market Itamar Dreschsler, University of Pennsylvania Alexi Savov, New York University Philipp Schnabl, New York University Dominik Supera, Columbia University
The Market for Sharing Interest Rate Risk: Quantities and Asset Prices Umang Khetan, University of Iowa Jian Li, Columbia Business School Ioana Neamtu, Bank of England Ishita Sen, Harvard Business School |
| 10:45-11:00 AM | – Break – |
| 11:00 AM-12:15 PM | Paper Session 6: Lending Across the Financial Spectrum Session Chair and Discussant: Liu Yang, University of Maryland
Where Do Small Firms Get Debt Financing? Sergey Chernenko, Purdue University Qian Wang, Purdue University
Itamar Drechsler, University of Pennsylvania Hyeyoon Jung, Federal Reserve Bank of New York Weiyu Peng, University of Pennsylvania Dominik Supera, Columbia Business School Guanyu Zhou, University of Pennsylvania
Consumer Credit Without Collateral, Regulation, or Intermediaries Filipe Correia, University of Georgia Antonio Martins, Lisbon School of Economics and Management Anthony Waikel, University of Georgia |
| 12:15-1:15 PM | Boxed Lunch |