2022 Risk Review

Risk Review

The 2022 Risk Review expands coverage of risks from prior reports by examining operational risk to banks from cyber threats and illicit activity and climate-related financial risks to banking organizations. Monitoring these risks is among the FDIC's top priorities.

Section I is an executive summary. Section II is an overview of economic, financial market, and banking industry conditions. Section III is an analysis of the key credit, market, operational, and climate-related financial risks facing banks.

All items are PDF files. See PDF Help for assistance.

Full Report 

Table of Contents 

• Introduction 
• Section I: Executive summary 
  • Key Risks to Banks
• Section II: Economic, Financial Market, and Banking Industry Overview 
  • Economy
  • Financial Markets
  • Banking Industry
• Section III: Key Risks to Banks 
  • Credit Risk
    • Agriculture
    • Commercial Real Estate
    • Consumer Debt
    • Energy
    • Housing
    • Leveraged Lending and Corporate Debt
    • Nonbank Financial Institution Lending
    • Small Business Lending
  • Market Risk
    • Interest Rate Risk and Net Interest Margin
    • Liquidity and Deposits
  • Operational Risk
    • Cyber Threats and Illicit Activities
  • Climate-Related Financial Risk
    • Climate-Related Events
• Acronyms and Abbreviations 
• Glossary of Terms