2021 Risk Review

Risk Review

The 2021 Risk Review continues the FDIC’s coverage of the credit and market risk topics covered in the 2019 report. New to the 2021 Risk Review are coverage of consumer debt and small business lending in the credit risk section and a focus on banking sector performance during the COVID-19 pandemic.

Section I is an executive summary. Section II is an overview of economic, financial market, and banking industry conditions. Section III provides our assessment of the key risks facing banks.

All items are PDF files. See PDF Help for assistance.

Full Report 

Table of Contents 

• Introduction 
• Section I: Executive summary 
  • Key Risks to Banks
• Section II: Economic, Financial Market, and Banking Industry Overview 
  • Economy
  • Financial Markets
  • Banking Industry
• Section III: Key Risks to Banks 
  • Credit Risk
    • Agriculture
    • Commercial Real Estate
    • Consumer Debt
    • Energy
    • Housing
    • Leveraged Lending and Corporate Debt
    • Nonbank Financial Institution Lending
    • Small Business Lending
  • Market Risk
    • Interest Rate Risk and Net Interest Margin
    • Liquidity and Deposits
• Acronyms and Abbreviations 
• Glossary of Terms