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Center for Financial Research

22nd Bank Research Conference Agenda

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Thursday, September 28, 2023

Friday, September 29, 2023

Last Updated: October 11, 2023

8:30-9:00 AM	Registration and Continental Breakfast
9:00-10:30 AM	Paper Session 1: Bank Deposit Funding and Capital Session Chair and Discussant: Anjan Thakor, Washington University in St. Louis Presentation Banking on Uninsured Deposits Presentation Itamar Drechsler, University of Pennsylvania Alexi Savov, New York University Philipp Schnabl, New York University Olivier Wang, New York University Demandable Debt without Liquidity Insurance Presentation Elena Carletti, Bocconi University Agnese Leonello, European Central Bank Robert Marquez, University of California, Davis Deposit Market Competition during the Great Financial Crisis Presentation Jung-Hyun Ahn, NEOMA Business School Michael Brei, University of Lille
10:30-10:55 AM	Break
10:55-12:30 PM	Paper Session 2: Characteristics of Banking Crises Session Chair and Discussant: George Pennacchi, University of Illinois at Urbana-Champaign Presentation Risk Mitigating versus Risk Shifting: Evidence from Banks Security Trading in Crises Presentation Jóse-Luis Peydró, Imperial College, London Andrea Polo, Luiss University Enrico Sette, Bank of Italy Victoria Vanasco, Centre de Recerca en Economia Internacional Survival of the Biggest: Large Banks and Financial Crises Presentation Matthew Baron, Cornell University Moritz Schularick, University of Bonn Kaspar Zimmerman, Leibniz Institute for Financial Research Social Media as a Bank Run Catalyst Presentation J. Anthony Cookson, University of Colorado - Boulder Corbin Fox, James Madison University Javier Gil-Bazo, Universitat Pompeu Fabra Juan F. Imbet, Université Paris Dauphine Christoph Schiller, Arizona State University
12:30-1:40 PM	Lunch and Poster Session Poster Presentations: Do Local Branches Shape Bank Mortgage Lending Decisions? Janet Gao, Georgetown University Yufeng Wu, University of Illinois Wang Zhang, University of Illinois Deny Your Rivals: Vertical Integration in Securitization and Lending Competition José D. Salas, Northwestern University Brandon Zborowski, Northwestern University The Portfolio Lending Premium in the Mortgage Market Peter Han, University of Illinois at Urbana-Champaign Locational Rents and Deposit Franchise Value: Uncovering the Role of Distance in Deposit Pricing Nur Al Faisal, Louisiana State University
1:40-2:10 PM	Remarks Martin Gruenberg , Chairman of the Federal Deposit Insurance Corporation
2:10-3:45 PM	Paper Session 3: Nonbanks Session Chair and Discussant: Cathy Schrand, University of Pennsylvania Presentation The Rise of Nonbanks and the Quality of Financial Services: Evidence from Consumer Complaints Presentation Ahmet Degerli, Federal Reserve Board Jing Wang, University of Missouri Risk in the Shadows: Leverage and Liquidity in Nonbanks Presentation Taylor A. Begley, University of Kentucky Kandarp Srinivasan, Northeastern University Bank Aggregator Exit, Nonbank Entry, and Credit Supply in the Mortgage Industry Presentation David Benson, Federal Reserve Board You Suk Kim, Federal Reserve Board Karen Pence, Federal Reserve Board
3:45-4:10 PM	Break
4:10-5:20 PM	Fast Track Session: United They Fall: Bank Risk after the Financial Crisis Presentation Priyank Gandhi, Rutgers University Amiyatosh Purnanandam, University of Michigan The Long-Run Impact of Government Asset Guarantees Presentation Amanda Rae Heitz, Tulane University The Procyclicality of FDIC Deposit Insurance Premiums Ryan Hess, Stanford University Jennifer Rhee, FDIC Regulating Bank Portfolio Choice under Asymmetric Information Presentation Chris Anderson, Federal Reserve Board Risk Perception and Loan Underwriting in Securitized Commercial Mortgages Presentation Simon Firestone, Meta Corporation Nathan Godin, University of Michigan Akos Horvath, Federal Reserve Board Jacob Sagi, University of North Carolina at Chapel Hill

8:00-8:30 AM	Registration and Continental Breakfast
8:30-10:00 AM	Paper Session 4: Bank Lending and Lending to Banks Session Chair and Discussant: Mark Carey, Federal Reserve Bank of Cleveland Presentation Specialization in Banking Presentation Kristian Blickle, Federal Reserve Bank of New York Cecilia Parlatore, New York University Anthony Saunders, New York University Adverse Selection in Central Bank Lending - An Empirical Analysis of the Federal Reserve's Primary Credit Program Presentation Mehdi Beyhaghi, Federal Reserve Bank of Richmond Jeffrey R. Gerlach, Federal Reserve Bank of Richmond Internal Loan Ratings, Supervision, and Procyclical Leverage Presentation Lewis W. Gaul, Office of the Comptroller of the Currency Jonathan Jones, Office of the Comptroller of the Currency Stephen A. Karolyi, Office of the Comptroller of the Currency Pinar Uysal, Federal Reserve Board
10:00-10:25 AM	Break
10:25 AM-12:00 PM	Paper Session 5: The Effects of Banking on the Real Economy Session Chair and Discussant: Mike Faulkender, University of Maryland Presentation Local Recessions: Evidence from Bank Liquidity Squeezes Presentation Rajkamal Iyer, Imperial College Shohini Kundu, University of California, Los Angeles Nikos Paltalidis, Durham University Business School Nationalistic Labor Policies Hinder Innovation Presentation Francesco D'Acunto, Georgetown University RHengyi Huang, Tilburg University Michael Weber, University of Chicago Jin Xie, Peking University Liu Yang, University of Maryland Bank Stress Tests and Consumer Credit Markets: Credit and Real Impacts Presentation Sumit Agarwal, National University of Singapore Xudong An, Federal Reserve Bank of Philadelphia Larry Cordell, Federal Reserve Bank of Philadelphia Raluca A. Roman, Federal Reserve Bank of Philadelphia
12:00-1:10 PM	Lunch and Poster Session Poster Presentations: Do Local Branches Shape Bank Mortgage Lending Decisions? Janet Gao, Georgetown University Yufeng Wu, University of Illinois Wang Zhang, University of Illinois Deny Your Rivals: Vertical Integration in Securitization and Lending Competition José D. Salas, Northwestern University Brandon Zborowski, Northwestern University The Portfolio Lending Premium in the Mortgage Market Peter Han, University of Illinois at Urbana-Champaign Locational Rents and Deposit Franchise Value: Uncovering the Role of Distance in Deposit Pricing Nur Al Faisal, Louisiana State University
1:10-2:45 PM	Paper Session 6: The Benefits and Perils of FinTech Session Chair and Discussant: Francesco D'Acunto, Georgetown University Presentation When Broadband Comes to Banks: Credit Supply, Market Structure, and Information Acquisition Presentation Angelo D'Andrea, Bank of Italy Marco Pelosi, Bank of Italy Enrico Sette, Bank of Italy Borrowing from a Bigtech Platform Presentation Jian Li, Columbia Business School Stefano Pegoraro, University of Notre Dame When Cryptomining Comes to Town: High Electricity-use Spillovers to the Local Economy Presentation Matteo Benetton, University of California, Berkeley Giovanni Compiani, University of Chicago Adair Morse, University of California, Berkeley
2:45-3:00 PM	Break
3:00-4:15 PM	Paper Session 7: Borrower Characteristics, Soft Information, and Credit Allocation Session Chair and Discussant: Rebecca Zarutskie, Federal Reserve Board Presentation The Effect of Minority Bank Ownership on Minority Credit Agustin Hurtado, University of Maryland Jung Sakong, Federal Reserve Bank of Chicago Social Capital and Mortgages Presentation Xudong An, Federal Reserve Bank of Philadelphia Sadok El Ghoul, University of Alberta Omrane Guedhami, University of South Carolina Ross Levine, University of California, Berkeley Raluca Roman, Federal Reserve Bank of Philadelphia

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