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Analysis

Figure 2.3 Demand Deposit Share of Domestic Deposits Is Increasing Across Bank Sizes

Quarter Bottom 90 Percent Top 10 Percent Top 1 Percent
1991 Q1

10.03

10.31

15.77
1991 Q2

10.43

10.68

17.14
1991 Q3

10.63

11.25

18.02
1991 Q4

11.02

11.79

18.49
1992 Q1

10.84

11.80

18.00
1992 Q2

11.08

12.09

19.26
1992 Q3

11.28

12.47

19.26
1992 Q4

12.31

13.65

21.13
1993 Q1

11.49

12.68

19.87
1993 Q2

12.00

13.78

21.26
1993 Q3

12.26

14.14

21.80
1993 Q4

12.96

14.73

23.02
1994 Q1

12.44

14.13

22.54
1994 Q2

12.70

14.38

22.57
1994 Q3

12.93

14.31

22.38
1994 Q4

13.55

15.14

23.07
1995 Q1

12.56

14.15

21.22
1995 Q2

12.85

14.57

22.39
1995 Q3

12.78

14.53

22.02
1995 Q4

13.31

15.49

23.58
1996 Q1

12.59

14.59

21.84
1996 Q2

12.82

14.55

22.73
1996 Q3

13.00

14.65

23.22
1996 Q4

13.44

15.04

23.41
1997 Q1

12.73

14.03

22.41
1997 Q2

13.06

14.22

22.59
1997 Q3

13.09

13.70

20.25
1997 Q4

13.49

13.81

21.12
1998 Q1

12.95

13.55

19.82
1998 Q2

13.23

13.69

20.30
1998 Q3

12.93

12.54

18.97
1998 Q4

13.76

12.93

19.28
1999 Q1

12.88

11.93

17.86
1999 Q2

13.11

11.89

17.94
1999 Q3

13.01

11.25

16.76
1999 Q4

13.33

11.41

16.69
2000 Q1

13.28

10.84

15.96
2000 Q2

13.32

10.63

16.00
2000 Q3

12.89

9.94

14.72
2000 Q4

13.08

10.44

15.36
2001 Q1

12.31

9.87

13.86
2001 Q2

12.58

9.78

14.36
2001 Q3

12.60

9.68

13.71
2001 Q4

13.14

10.32

15.38
2002 Q1

12.59

9.52

12.58
2002 Q2

12.72

9.63

12.40
2002 Q3

12.86

9.36

12.40
2002 Q4

13.08

9.69

12.51
2003 Q1

12.90

9.52

11.89
2003 Q2

13.36

10.32

12.20
2003 Q3

13.28

9.80

10.94
2003 Q4

13.56

9.60

11.09
2004 Q1

13.39

10.22

10.41
2004 Q2

13.63

10.16

10.18
2004 Q3

13.56

9.54

9.74
2004 Q4

13.75

10.06

9.99
2005 Q1

13.51

9.91

9.45
2005 Q2

13.63

9.95

9.67
2005 Q3

13.53

9.36

8.50
2005 Q4

13.47

9.29

8.70
2006 Q1

12.98

8.82

8.33
2006 Q2

12.64

8.79

8.26
2006 Q3

12.02

7.78

7.66
2006 Q4

11.92

7.74

7.90
2007 Q1

11.42

7.53

7.59
2007 Q2

11.25

7.17

7.76
2007 Q3

10.78

6.55

7.05
2007 Q4

10.97

6.98

7.88
2008 Q1

10.58

6.70

7.66
2008 Q2

10.73

6.60

7.55
2008 Q3

10.41

6.37

8.31
2008 Q4

10.58

6.48

9.70
2009 Q1

10.19

6.44

8.44
2009 Q2

10.35

6.55

8.90
2009 Q3

10.19

6.30

8.62
2009 Q4

10.58

6.92

9.19
2010 Q1

10.28

6.72

8.49
2010 Q2

10.54

6.94

8.66
2010 Q3

10.74

7.27

8.63
2010 Q4

11.21

7.56

9.63
2011 Q1

11.43

7.72

9.96
2011 Q2

11.88

7.81

11.06
2011 Q3

12.26

7.97

12.38
2011 Q4

12.90

8.26

13.08
2012 Q1

13.19

7.96

12.27
2012 Q2

13.44

7.89

12.56
2012 Q3

13.74

8.07

12.66
2012 Q4

14.61

8.71

13.89
2013 Q1

14.28

8.59

13.80
2013 Q2

14.42

8.69

13.17
2013 Q3

14.76

9.02

13.60
2013 Q4

15.09

9.23

14.72
2014 Q1

15.15

9.28

14.41
2014 Q2

15.49

9.31

15.38
2014 Q3

15.72

9.43

15.28
2014 Q4

16.31

9.88

14.97
2015 Q1

16.20

9.54

14.96
2015 Q2

16.45

9.61

15.25
2015 Q3

16.64

9.54

14.35
2015 Q4

17.14

9.78

14.66
2016 Q1

16.82

9.55

14.30
2016 Q2

16.97

9.98

14.61
2016 Q3

17.16

9.98

14.74
2016 Q4

17.44

9.97

14.61
2017 Q1

17.37

10.15

15.28
2017 Q2

17.54

10.27

15.62
2017 Q3

17.70

9.67

14.96
2017 Q4

17.98

10.16

15.17
2018 Q1

17.81

9.79

15.43
2018 Q2

17.82

9.29

14.93
2018 Q3

17.70

9.09

14.27
2018 Q4

17.76

9.32

14.84
2019 Q1

17.31

9.90

13.95
2019 Q2

17.20

9.46

14.39
2019 Q3

17.49

11.21

14.07
2019 Q4

17.52

11.48

14.40
2020 Q1

17.38

11.68

17.18
2020 Q2

20.52

15.26

19.33
2020 Q3

21.17

16.67

20.09
2020 Q4

21.98

17.92

27.01
2021 Q1

23.72

17.69

26.54
2021 Q2

24.41

20.55

29.21
2021 Q3

25.16

22.46

29.82
2021 Q4

25.99

24.14

29.45
2022 Q1

26.45

24.38

30.09
2022 Q2

26.81

24.39

31.45
2022 Q3

27.29

24.34

32.62
2022 Q4

26.93

23.90

32.47

Data Download

Last Updated: May 10, 2023