Complete Manual (ZIP), Complete Manual (PDF)
Current Year Updates:
(includes redline versions of updated manual sections)
Prior Year Updates:
November 2024 Updates Only (ZIP)
October 2024 Updates Only (ZIP)
July 2024 Updates Only (ZIP)
April 2024 Updates Only (ZIP)
March 2024 Updates Only (ZIP)
January 2024 Updates Only (ZIP)
Table of Contents (PDF)
Index (PDF)
Part I: Basic Examination Concepts and Guidelines
Part II: CAMELS
Part III: Other Examination Issues
Part IV: Administrative and Enforcement Actions
Part V: Examination Reports
Part VI: Appendix - Examination Processes and Tools
Part I: Basic Examination Concepts and Guidelines
| Section | Title | Audio (Note 1) | Run Time (Hrs/Mins) | Last Updated |
|---|---|---|---|---|
| 1.1 | Basic Examination Concepts and Guidelines (PDF) | Audio | 02:17 | 03/2022 |
Part II: CAMELS
| Section | Title | Audio (Note 1) | Run Time (Hrs/Mins) | Last Updated |
|---|---|---|---|---|
| 2.1 | Capital (PDF) | Audio | 01:36 | 08/2022 |
| 3.1 | Asset Quality (PDF) | Audio | 00:06 | 01/2024 |
| 3.2 | Loans (PDF) | Audio | 08:03 | 07/2024 |
| 3.3 | Securities (PDF) | Audio | 01:27 | 03/2024 |
| 3.4 | Cash and Due from Banks (PDF) | Audio | 00:25 | 03/2012 |
| 3.5 | Premises and Equipment (PDF) | Audio | 00:24 | 12/2019 |
| 3.6 | Other Real Estate (PDF) | Audio | 00:22 | 02/2023 |
| 3.7 | Other Assets and Liabilities (PDF) | Audio | 00:48 | 03/2025 |
| 3.8 | Off-Balance Sheet Activities (PDF) | Audio | 00:31 | 06/2019 |
| 4.1 | Management (PDF) | Audio | 01:42 | 03/2022 |
| 4.2 | Internal Routine and Controls (PDF) | Audio | 02:08 | 03/2015 |
| 4.3 | Related Organizations (PDF) | Audio | 01:51 | 12/2004 |
| 4.4 | Fidelity and Other Indemnity Protection (PDF) | Audio | 00:36 | 12/2004 |
| 4.5 | Violations of Laws and Regulations (PDF) | Audio | 00:20 | 02/2019 |
| 4.6 | Miscellaneous Banking Activities (PDF) | Audio | 00:09 | 12/2004 |
| 5.1 | Earnings (PDF) | Audio | 0:41 | 07/2018 |
| 6.1 | Liquidity and Funds Management (PDF) | Audio | 02:40 | 04/2024 |
| 7.1 | Sensitivity to Market Risk (PDF) | Audio | 02:00 | 07/2018 |
Part III: Other Examination Issues
| Section | Title | Audio (Note 1) | Run Time (Hrs/Mins) | Last Updated |
|---|---|---|---|---|
| 8.1 | Bank Secrecy Act, Anti-Money Laundering and Office of Foreign Assets Control (PDF) | N/A | N/A | 12/2004 |
| 9.1 | Bank Fraud and Insider Abuse (PDF) | Audio | 01:13 | 04/1998 |
| 10.1 | Suspicious Activity and Criminal Violations (PDF) | Audio | 01:04 | 11/2017 |
| 11.1 | International Banking (PDF) | Audio | 03:58 | 01/2018 |
| 12.1 | Applications (PDF) | Audio | 02:07 | 02/2002 |
Part IV: Administrative and Enforcement Actions
| Section | Title | Audio (Note 1) | Run Time (Hrs/Mins) | Last Updated |
|---|---|---|---|---|
| 13.1 | Informal Actions (PDF) | Audio | 00:11 | 04/2016 |
| 14.1 | Civil Money Penalties (PDF) | Audio | 00:23 | 11/2023 |
| 15.1 | Formal Administrative Actions (PDF) | Audio | 01:03 | 03/2024 |
Part V: Examination Reports
| Section | Title | Audio (Note 1) | Run Time (Hrs/Mins) | Last Updated |
|---|---|---|---|---|
| 16.1 | Report of Examination Instructions (PDF) | Audio | 03:38 | 04/2024 |
| 16.2 | Report of Examination Instructions – International (PDF) | Audio | 00:51 | 01/2018 |
| 17.1a | Bank of Anytown – Current Expected Credit Losses (PDF) | N/A | N/A | 01/2022 |
| 17.1b | Bank of Anytown – Non-Current Expected Credit Losses (PDF) | N/A | N/A | 01/2022 |
| 17.2 | Bank of Anytown – International (PDF) | N/A | N/A | 01/2018 |
| 18.1 | Report of Investigation Instructions (PDF) | Audio | 01:05 | 12/2004 |
| 19.1 | Bank of Anytown – Report of Investigation (PDF) | N/A | N/A | 02/2002 |
Part VI: Appendix - Examination Processes and Tools
| Section | Title | Audio (Note 1) | Run Time (Hrs/Mins) | Last Updated |
|---|---|---|---|---|
| 20.1 | Risk-Focused, Forward-Looking Safety and Soundness Supervision (PDF) | Audio | 00:32 | 04/2021 |
| 21.1 | Examination Planning (PDF) | Audio | 00:42 | 10/2024 |
| 21.2 | Supervisory Planning – Continuous Examinations (PDF) | Audio | 00:20 | 05/2023 |
| 22.1 | Examination Documentation Modules | N/A | N/A | 11/2024 |
| 23.1 | Reserved for Future Documents | N/A | N/A | N/A |
(Note 1) The MP3 files may not be complete copies of the PDF files due to the exclusion of charts and tables that do not convert well to audio presentations. Therefore, the content in the PDF version takes precedence over the content in the Audio version.