| Case No. & Date | Subject Matter |
|---|---|
| SARC-2023-01 - 9/19/2023 | Appeal of the written determination of the Director, RMS, following review of an apparent violation of Regulation O. |
| SARC-2022-02 - 04/26/2023 | Appeal of the written determination of the Director, RMS, following review of a determination that certain deposits should be reported as brokered deposits. |
| SARC-2019-02 - 01/09/2020 | Appeal of the written determination of the Director, DCP, following review of a Community Reinvestment Act evaluation. |
| SARC-2018-07 - 06/12/2019 | Appeal of the written determination of the Director, RMS following review of: the Composite rating; the Capital, Management, Earnings, Liquidity, and Sensitivity to Risk Component ratings; matters requiring board attention; and an apparent violation of Part 362 of the FDIC’s regulations. |
| SARC-2018-05 - 12/13/2018 | Appeal of the written determination of the Director, RMS, following review of a Liquidity Component rating. |
| SARC-2018-03 - 11/06/2018 | Appeal of the written determination of the Director, RMS following review of a determination that certain deposits should be reported as brokered deposits. |
| SARC-2018-04 - 10/30/2018 | Appeal of the written determination of the Director, RMS, following review of the Management Component rating. |
| SARC-2018-01 - 06/13/2018 | Appeal of the written determination of the Director, RMS, following review of a loan classification decision. |
| SARC-2017-01 - 07/21/2017 | Appeal of the written determination of the Director, DCP, following review of the Compliance rating and the Community Reinvestment Act rating. |
| SARC-2016-03 - 01/11/2017 | Appeal of the written determination of the Director, RMS, following review of the Composite rating and the Asset Quality, Earnings, and Management Component ratings. |
| SARC-2016-02 - 06/09/2016 | Appeal of the written determination of the Director, RMS, following review of: the Composite rating; the Capital, Asset Quality, Management, and Liquidity Component ratings; findings related to the BSA/AML program; and findings related to a cited violation of Regulation O. |
| SARC-2016-01 - 04/29/2016 | Appeal of the written determination of the Director, RMS, following review of material supervisory determinations concerning apparent violations of law and regulations, apparent contraventions of the Interagency Appraisal and Evaluation Guidelines, and accounting treatment for loans. |
| SARC-2015-02 - 09/4/2015 | Appeal of the written determination of the Director, RMS, following review of material supervisory determinations including the Composite rating, Asset Quality, Earnings and Management Component ratings, as well as several determinations relating to accounting entries and the Bank’s policies with respect to foreclosed real estate. |
| SARC-2014-01 - 06/19/2014 | Appeal of the written determination of the Director, RMS following review of two material supervisory determinations: the Management Component Rating and the Composite Rating. |
| SARC-2013-04 - 01/07/2014 | Appeal of the written determination of the Director, DCP following review of two material supervisory determinations: the Compliance rating and CRA rating. |
| SARC-2013-01 - 08/30/2013 | Appeal of determinations by the Director of RMS that (1) certain notes receivable issued by Holding Company to Subsidiary Bank were improperly accounted for and should be excluded from equity capital; and (2) that the affected Consolidated Report of Condition and Income (“Call Report”) should be amended. |
| SARC-2012-01 - 06/19/2012 | Appeal of determinations by the Director of RMS that (1) a loan was properly classified as a Loss under the definition established by the FDIC’s Risk Manual of Examination Policies; and (2) the Bank’s acquisition and retention of certain real estate was an unauthorized equity investment of a type not permissible under section 24 of the FDI Act as implemented by Part 362 of the FDIC’s Rules and Regulations. |
| SARC-2011-01 - 08/12/2011 | Appeal of CRA Rating |
| SARC-2010-07 - 03/31/2011 | Appeal of CRA Rating |
| SARC-2010-04 - 09/07/2010 | Appeal of rate restrictions under 12 C.F.R. § 337.6 |
| SARC-2010-03 - 08/17/2010 | Appeal of Capital, Asset Quality, Management, and Earnings Component Ratings and the Composite Rating |
| SARC-2009-04 - 03/25/2010 | Appeal of loan classifications and the Capital, Asset Quality, and Composite ratings |
| SARC-2008-02 - 02/13/2009 | Appeal CRA Rating |
| SARC-2008-01 - 04/30/2008 | Appeal CRA Rating |
| SARC-2007-04 - 05/02/2008 | Appeal of Compliance and CRA Ratings |
| SARC-2007-03 - 03/10/2008 | Appeal of Compliance and CRA Ratings |
| SARC-2007-02 - 03/10/2008 | Appeal of Compliance Report of Examination |
| SARC-2007-01 - 09/05/2007 | Appeal of Component and Composite ratings |
| SARC-2006-01 - 11/14/2006 | Appeal of Component and Composite ratings |
| SARC-2005-04 - 12/28/2005 | Appeal of Component and Composite ratings |
| SARC-2005-03 - 11/10/2005 | Appeal of Supervisory Determination Regarding the Development and Validation of a Credit Scoring Model. |
| SARC-2005-02 - 08/31/2005 | Appeal of Consumer Compliance Rating and Composite CRA Rating. |
| SARC-2005-01 - 08/05/2005 | Appeal of Asset Quality and Management Component Ratings and Composite Rating. |
| SARC-2004-03 - 06/15/2004 | Appeal of CAMELS component ratings for capital, asset quality, and management; CAMELS composite rating; and adverse loan classifications. |
| SARC-2004-02 - 04/12/2004 | Appeal of the CAMELS component ratings for asset quality and management; and CAMELS composite rating. |
| SARC-2004-01 - 01/04/2004 | Appeal of adverse loan classifications. |
| SARC-2003-03 - 12/31/2003 | Appeal of the CAMELS component ratings for asset quality and earnings; CAMELS composite rating; determination that Call Report amendments are required to properly reflect "other than temporary impairment" of equity securities; and adverse classification of certain assets. |
| SARC-2003-02 - 11/04/2003 | Appeal of the examination findings that the bank, through its subsidiary, engaged in a pattern of practice or "overt discrimination." |
| SARC-2003-01 - 10/14/2003 | Appeal of the CAMELS component ratings for capital, asset quality, and management; CAMELS composite rating; subprime designation of the credit card portfolio; substandard classification of residual interests; and "troubled condition" designation. |
| SARC-2002-01 - 05/02/2002 | Appeal of the CAMELS component ratings for capital, asset quality, management, earnings, liquidity, and sensitivity to market risk; and CAMELS composite rating. |
| SARC-2001-02 - 08/03/2001 | Appeal of CAMELS component ratings for management and capital; CAMELS composite rating; adverse classification of the subprime credit card portfolio, assessment that the ALLL was inadequate, apparent violations of Part 323 (Appraisals) and the BSA; and finding that certain internal controls were inadequate. |
| SARC-2001-01 - 05/22/2001 | Appeal of the CAMELS component ratings for management, earnings, sensitivity to market risk, and asset quality; and CAMELS composite rating. |
| SARC-2000-03 - 12/15/2000 | Appeal of the CAMELS component ratings for management, liquidity, and sensitivity to market risk; and CAMELS composite rating. |
| SARC-2000-02 - 12/01/2000 | Appeal of the CAMELS component ratings for management and capital, CAMELS composite rating, adverse classification of the subprime credit card portfolio, assessment that the ALLL is inadequate, apparent violations of Part 323 (Appraisals) and the BSA, and the determination of inadequate internal controls. |
| SARC-2000-01 - 05/23/2000 | Appeal of apparent violations of Regulation Z (Truth in Lending). |
| SARC-1999-07 - 12/10/1999 | Appeal of the CAMELS component ratings for asset quality, management, liquidity, and sensitivity to market risk; CAMELS composite rating; apparent violation of Part 309 (Disclosure); and "troubled institution" designation. |
| SARC-1999-06 - 11/24/1999 | Appeal of the Trust component ratings of management and compliance, and apparent violation of regulations governing the bank's employee stock ownership plan. |
| SARC-1999-05 - 09/13/1999 | Appeal of the CRA rating. |
| SARC-1999-04 - 08/09/1999 | Appeal of the CAMELS component ratings for capital and earnings, adverse classification of a finance company's entire loan portfolio, and assessment that the ALLL methodology and balance are inadequate. |
| SARC-1999-03 - 05/12/1999 | Appeal of the CAMELS component ratings for capital, asset quality, management, earnings, and sensitivity to market risk; CAMELS composite rating; adverse loan and ORE classifications, apparent violation of Part 362 (Bank Activities), and continuance of the Cease and Desist Order. |
| SARC-1999-02 - 02/04/1999 | Appeal of the CRA rating and certain Compliance examination findings. |
| SARC-1999-01 - 02/04/1999 | Appeal of the CAMELS component rating of management and CAMELS composite rating. |
| SARC-1998-07 - 09/22/1998 | Appeal of Appeal of the CAMELS component rating of management, CAMELS composite rating, and continuance of a Memorandum of Understanding. |
| SARC-1998-06 - 07/28/1998 | Appeal of an apparent violation of Regulation Z (Truth in Lending). |
| SARC-1998-05 - 07/17/1998 | Appeal of the Information Systems composite rating and the Year 2000 assessment. |
| SARC-1998-04 - 06/02/1998 | Appeal of apparent violations of Regulation Z (Truth in Lending). |
| SARC-1998-03 - 06/02/1998 | Appeal of the CRA rating. |
| SARC-1998-02 - 03/12/1998 | Appeal of the CAMELS component ratings of capital, liquidity, and sensitivity to market risk; CAMELS composite rating; and initiation of a Memorandum of Understanding. |
| SARC-1998-01 - 02/26/1998 | Appeal of the CAMELS component ratings for capital, asset quality, management, earnings, and sensitivity to market risk; CAMELS composite rating; certain loan and ORE classifications, and continuance of a Cease and Desist Order. |
| SARC-1997-04 - 12/04/1997 | Appeal of an apparent violation of Regulation Z (Truth in Lending) and corresponding restitution. |
| SARC-1997-03b - 10/10/1997 | Appeal of apparent violations of Regulation Z (Truth in Lending); pattern or practice of violations. |
| SARC-1997-03 - 09/19/1997 | Appeal of the CAMELS component ratings of asset quality and management; CAMELS composite rating; certain adversely classified assets; and assessment that the ALLL methodology is inadequate. |
| SARC-1997-02 - 09/19/1997 | Appeal of the determination that subject preferred stock should be excluded from Tier 1 Capital. |
| SARC-1997-01 - 09/15/1997 | Appeal of the CAMELS component ratings for capital, asset quality, liquidity, and management; the CAMELS composite rating; certain adversely classified assets; apparent violations of the Bank Secrecy Act (BSA) and Part 323 (Appraisals). |
| SARC-1996-07 - 12/06/1996 | Appeal of the CRA rating. |
| SARC-1996-06 - 12/06/1996 | Appeal of the CRA rating. |
| SARC-1996-05 - 09/27/1996 | Appeal of the assessment that the ALLL methodology is inadequate. |
| SARC-1996-04 - 06/26/1996 | Appeal of the CRA rating. |
| SARC-1996-03 - 03/22/1996 | Appeal of apparent violations of Regulation O. |
| SARC-1996-02 - 02/29/1996 | Appeal of an Other Real Estate (ORE) classification and continuance of the Cease and Desist Order. |
| SARC-1996-01 - 02/29/1996 | Appeal of the CAMELS composite rating. |
| SARC-1995-08 - 12/19/1995 | Appeal of the CRA rating. |
| SARC-1995-07 - 11/08/1995 | Appeal of the formula classification of credit card receivables in accordance with the Uniform Policy for Classification of Consumer Installment Credit based on Delinquency Status. |
| SARC-1995-06 - 10/19/1995 | Appeal of the Consumer Compliance rating. |
| SARC-1995-05 - 10/18/1995 | Appeal of the CRA rating. |
| SARC-1995-04 - 10/04/1995 | Appeal of the Consumer Compliance and the Community Reinvestment Act (CRA) ratings. |
| SARC-1995-03 - 08/25/1995 | Appeal of a Call Report amendment requiring certain compensation paid to non-officer directors to be reported as dividends rather than bonuses. |
| SARC-1995-02 - 07/17/1995 | Appeal of the CAMELS composite rating. |
| SARC-1995-01 - 07/14/1995 | Appeal of apparent violations of Part 323 (Appraisals), State chattel property laws, and assessment that the ALLL is inadequate. |