Mortgage Lending
Mortgage lending is an important element of many community banks’ business and Community Reinvestment Act (CRA) strategies. The FDIC’s Affordable Mortgage Lending Center is designed as a resource for community banks to help them compare a variety of current affordable mortgage programs and to identify the next steps if they seek to expand or initiate affordable mortgage lending. Offering affordable mortgage loans to a wide range of customers can deepen bank customer relationships and provide an important pathway for borrowers to own their own homes and participate in the mainstream banking system.
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Federal Agencies and Government Sponsored Enterprises Programs & Products
Includes guarantee, loan purchase, and subsidy programs that can facilitate mortgage lending by insured depository institutions and other home finance products.
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State Links for Housing Finance Agencies
State Links provide easy access to specific affordable housing programs and products offered by each State Housing Finance Agency.
![corner of a keyboard with a mortgage button](/index.php/system/files/2024-06/amlc-quick-fhlb-links.jpg)
Quick Links for Federal Home Loan Bank Summaries
Quick links provide easy access to specific products and services offered by each Federal Home Loan Bank (FHLB).
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Resources
Find data, fact sheets, and other mortgage lending studies from the FDIC and other federal resources.