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A Brief History of Deposit Insurance
This document provides information on the state deposit insurance programs that existed in the 1800s and early 1900s, the banking crisis of 1930s, and the establishment of the FDIC. It describes the FDIC's early years, its experience during and after World War II, the turbulent decades of the 1970s and 1980s, and the recovery achieved in the 1990s. Major legislative changes and economic influences are noted. Finally, deposit insurance issues are discussed that were current at the time of the FDIC-sponsored International Conference on Deposit Insurance in 1998. The document does not fully address the savings-and-loan crisis of the 1980s because the FDIC did not receive deposit insurance responsibility for S&Ls until 1989.
A Brief History of Deposit Insurance (315Kb PDF File)
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Deposit Insurance: An Annotated Bibliography
Annotated Bibliography of Deposit Insurance contains citations and abstracts for books, journal articles, working papers, dissertations, conference proceedings, congressional hearings, and government and international agency reports on deposit insurance published between 1989 and 1999. The on-line version of this bibliography is updated annually. Please refer to the Introduction for more details concerning the purpose, scope, and sources of the Bibliography.
The entire document can be downloaded and printed from the links below. Adobe Acrobat, a reader available for free on the Internet, is required to display or print PDF files. You may also request a printed copy of this document. These documents can be searched using the find command either through the Adobe Acrobat Reader or your web browser.
Deposit Insurance: An Annotated Bibliography 1989-1999 (1,118kb PDF File)
Roundtable on Deposit Insurance, April 25, 2000
On April 25, 2000, the FDIC hosted the first of a series of roundtable discussions. The session has been transcribed and the meeting material is available below.
Additional Links – Testimonies and Speeches
Remarks by Sheila C. Bair, Chairman, Federal Deposit Insurance Corporation; Before the New York Bankers Association; Washington, D.C. July 19, 2006.
Additional Articles on Pricing Deposit Insurance
Recommendations for Deposit Insurance Reform, April 2001
Household Survey on Deposit Insurance Awareness, April 2001
Reform of Deposit Insurance: A Report to the FDIC, March 2001
Options Paper, August 2000
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