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| Section | Description |
|---|---|
| Detailed Table of Contents | |
| Section I. | Introduction 32k |
| Section II. | Credit Cards – General Overview 75k |
| Section III. | Identifying Involvement in Credit Card Activities 77k |
| Section IV. | Credit Card Program Development 83k |
| Section V. | Marketing and Acquisition 136k |
| Section VI. | Purchased Portfolios and Relationships 87k |
| Section VII. | Underwriting and Loan Approval Process 132k |
| Section VIII. | Scoring and Modeling 173k |
| Section IX. | Portfolio Management 329k |
| Section X. | Transaction Testing 75k |
| Section XI. | Adverse Classifications 66k |
| Section XII. | Allowances for Loan Losses 209k |
| Section XIII. | Asset Quality Considerations 52k |
| Section XIV. | Credit Card Issuing Rent-a-BINs 167k |
| Section XV. | Liquidity 99k |
| Section XVI. | Earnings 115k |
| Section XVII. | Sensitivity to Market Risk 97k |
| Section XVIII. | Capital 149k |
| Section XIX. | Merchant Processing 278k |
| Section XX. | Third-party Relationships 125k |
| Section XXI. | Glossary 162k |
| Appendices | |
| Credit Card Pre-Examination Request List 261k | |
| Merchant Processing Examination Tools 137k |