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	      of Goshen I represent a community housing development corp. that is supported
        by 8 area banks. Most of these banks are smaller and would be exempt
        from CRA if the proposed change is implemented. This policy will reduce
        opportunity for low and moderate income residents in our community and
        would make our mission to promote homeownership and financial stability
        for this population considerably more difficult. Please do not approve
        this proposal! 
 
 
 
 
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| Last Updated 11/10/2004 | regs@fdic.gov | |
