| FDIC Federal Register Citations
 
  From: sandrabowie@msn.com [mailto:sandrabowie@msn.com] Sent: Thursday, October 14, 2004 2:02 PM
 To: Comments
 Subject: Community Reinvestment -- RIN 3064-AC50
 10/14/04 2:01:51 PM Mr. Robert E. Feldman Executive Secretary Attention: Comments/Legal ESS Federal Deposit Insurance Corporation550 17th St. NW
 Washington, DC 20429
 RE: RIN 3064-AC50
 Dear Mr. Feldman: I am writing to request that you to withdraw your proposed changes tothe Community Reinvestment Act (CRA) regulations. My organization,
 independent contractor, knows firsthand that the CRA has been instrumental
 in increasing homeownership, boosting economic development, and
 expanding small businesses in the nation’s low- and moderate-income
 communities.
 The proposed FDIC rule
        would exempt many of our community’s keyfinancial partners from the effective and productive requirements
 currently in place. We oppose any increase to the threshold of what
 is considered to be a small bank,and we urge the FDIC withdraw its
 proposed rule Sincerely,
 sandra bowieindependent contractor
 2102 Chandana Trail
 Vlaparaiso, IN 46383
 
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