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| FDIC Federal Register Citations From: pjroche1@comcast.net [mailto:pjroche1@comcast.net]  Dear Sir or Madam: Please register my opposition to the proposed changes to Community 
    Reinvestment. 12 CFR Part 345. In particular, I oppose the FDIC's proposal 
    to allow banks with assets above $250 million to be examined as small banks 
    under the Community Reinvestment Act. This policy would reduce lending, 
    investments and services in low-income communities. Peter J Roche 
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| Last Updated 10/30/2004 | regs@fdic.gov | |
