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FDIC Federal Register Citations



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FDIC Federal Register Citations


From: Paul C. Adamski [mailto:pineries@charter.net]
Sent: Monday, September 20, 2004 5:20 PM
To: Comments
Subject: Streamlined CRA Exam; RIN number 3064-AC50

Paul C. Adamski
3601 Main St.
Stevens Point, WI 54481

September 20, 2004

Comments to FDIC

Dear Comments to FDIC:

As a community banker, I join my fellow community bankers throughout the
nation in strong support of the FDIC's proposal to increase the asset size
limit of banks eligible for the streamlined small-bank CRA examination. I
also strongly support the elimination of the separate holding company
qualification.

In the almost 30 years I have been in the financial services industry I
have consistently observed the fact that community banks often times make
loans that have been turned down by the big banks who know less about the
" community" or have artificial loan thresholds that make this type of
business less desirable to them. My experience has made it obvious that
community banks operating in a manner that certainly does more for the
community than all the paperwork and burdensome regulation that the
current law imposes.

I hope you will consider the practical more than the theoretical when
making your determination on this critical piece of legislation. Thank
you for considering my views.

Sincerely,

Paul C. Adamski

Last Updated 10/04/2004 regs@fdic.gov

Last Updated: August 4, 2024