FDIC Federal Register Citations

Community Action Partnership Association of Idaho

From: Mary Chant [mailto:mchant@cableone.net]
Sent: Friday, September 17, 2004 3:07 PM
To: Comments
Cc: ams@cableone.net
Subject: RIN 3064-AC50--Opposing rule change

17 September 2004

Robert E. Feldman
Executive Secretary
Attention: Comments/Legal ISS
Federal Deposit Insurance Corporation
550 17th Street, NW
Washington, DC 20429-9990

Dear Mr. Feldman,

We as the Community Action Partnership Association of Idaho are writing to strongly oppose the proposed rule change to the Community Reinvestment Act regulations. Idaho will have no banks with full Community Reinvestment Act coverage if the proposed rule change passes.

The Community Reinvestment Act under its present rules has been integral in helping Idaho's rural communities gain home ownership, upgrade dilapidated and unsafe mobile homes to safe and habitable conditions, guarantee access to banking facilities and much, much more. Adopting the proposed rule change would end all of this and jeopardize the economic viability of many of Idaho's communities. Idaho is 88% rural and relies on access to the same banking services the nation's more populous and affluent communities have. Please do not take this away from Idaho. We implore you to reject this rule change and help Idaho's communities continue to grow and thrive.

Mary Chant
Community Action Partnership Association of Idaho
PO Box 8224
Boise, ID 83707