| From: Ankeny, Loryn [mailto:Loryn.Ankeny@lssi.org]
        Sent: Friday, September 17, 2004 3:34 PM
 To: Comments
 Subject: "RIN 3064-AC50" -to support moderate and low income from unjust 
        regulatiosn
 Despite the successes of community development locally and 
        nationally, the banks and thrift institutions that provided the loans, 
        services, and investments to build new homes, businesses, and community 
        facilities may no longer have the impetus to do so if the FDIC raises 
        the comprehensive CRA exam threshold.  I agree with the National Congress for Community Economic Development 
        that this proposed change would have a devastating effect on affordable 
        housing and community development investment throughout the nation, 
        particularly in rural areas.  This regulatory change would create harsh disadvantages for the poor 
        and middle income families in urban, suburban and rural communities. 
        Fairness in lending and accessible economic solutions should be 
        available for all, but especially the already financially over-burdened, 
        at least in some way, shape or form.  Please rescind your proposal. Loryn Ankeny
 219 S. Kaspar
 Arlington Hts., IL 60005
 847-394-9518
 
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