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Federal Register Publications

FDIC Federal Register Citations



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FDIC Federal Register Citations

CENTER FOR COMMUNITY SERVICES

From: Christine G. Davis [mailto:cdavis@bedford.net]
Sent: Wednesday, September 15, 2004 4:02 PM
To: Comments
Subject: RIN 3064-AC50


FROM: CHRISTINE G. DAVIS
TO: COMMENTS
SUBJECT: COMMUNITY REINVESTMENT - RIN 3064-AC50

WE ARE A PRIVATE NON-PROFIT COMMUNITY DEVELOPMENT CORPORATION SERVING TWO
RURAL COUNTIES IN PENNSYLVANIA. WE HAVE JUST BEGUN TO DEVELOP CLOSE
PARTNERSHIPS WITH A COUPLE OF SMALL LOCAL BANKS. EACH OF THESE BANKS FALL
BELOW THE PROPOSED THRESHHOLD UNDER THE NEW RULES. AS THE CRA CREDITS ARE
THE CATALYST FOR THESE PARTNERSHIPS IT WOULD BE EXTREMELY DETRIMENTAL TO OUR
RURAL COMMUNITIES SHOULD THE FDIC's PROPOSED CHANGE OCCUR.

WE STRONGLY OPPOSE THIS PRPOSAL CHANGE TO RAISE THE THRESHOLD DEFINITION OF
SMALL BANKS, WHICH WOULD DECREASE OR MORE LIKELY TERMINATE COMMUNITY
REINVESTMENT BY SMALL LOCAL BANKS IN RURAL AREAS
Last Updated 09/27/2004 regs@fdic.gov

Last Updated: August 4, 2024