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Federal Register Publications

FDIC Federal Register Citations



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FDIC Federal Register Citations

From: Anonymous
Sent: Wednesday, September 08, 2004 4:11 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I am not in support of increasing the definition of small banks to $1 billion. I think that 10.6% of banks with 66.7% of assets constitutes enough control over the banking market that all of these banks should be affected by the Community Reinvestment Act (excerpt from 12 CFR Part 345 below). Thank you.

In sum, increasing the definition of small banks to $1 billion would result in a decline in the percentage of state nonmember banks classified as large banks from 10.6% to 4.3%, and a decline in the percentage of assets of state nonmember banks being held by large banks declining from 66.7% in 1995 to 57.9%."
Last Updated 09/09/2004 regs@fdic.gov

Last Updated: August 4, 2024