Notice to Those Submitting Comments
Comments received, including any personal information provided, may be posted without change. Comments must be submitted in the body of the email to Comments@FDIC.gov or as a PDF attachment; hyperlinked comments will not be accepted. Commenters should submit only information that the commenter wishes to make available publicly. The FDIC may review, redact, or refrain from posting all or any portion of any comment that it may deem to be inappropriate for publication, such as irrelevant or obscene material. The FDIC may post only a single representative example of identical or substantially identical comments, and in such cases will generally identify the number of identical or substantially identical comments represented by the posted example. All comments that have been redacted, as well as those that have not been posted, that contain comments on the merits of this notice will be retained in the public comment file and will be considered as required under all applicable laws. All comments may be accessible under the Freedom of Information Act.
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| Date | FDIC Federal Register Publications | Volume/Page |
|---|---|---|
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Prohibition on Use of Reputation Risk by Regulators Notice of proposed rulemaking Summary: The FDIC and the Office of the Comptroller of the Currency propose to codify the elimination of reputation risk from their supervisory programs. The proposal would prohibit the agencies from criticizing or taking adverse action against banks on the basis of reputation risk. It would also prohibit the agencies from requiring, instructing, or encouraging banks to close an account, to refrain from providing an account, product, or service, or to modify or terminate any product or service on the basis of political, social, cultural, or religious views or beliefs, protected speech, or politically disfavored but lawful business activities. Comment Period End: December 29, 2025 Submit Comment Read Comments |
90 FR 48825 | |
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Unsafe or Unsound Practices, Matters Requiring Attention Proposed Rule Summary: The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation propose to define the term “unsafe or unsound practice” for purposes of section 8 of the Federal Deposit Insurance Act (12 U.S.C. 1818) and to revise the supervisory framework for the issuance of matters requiring attention and other supervisory communications. The proposed implementation of the definition of “unsafe or unsound practice” would apply to the agencies’ supervisory and enforcement activities prospectively only. Comment Period End: December 29, 2025 Submit Comment |
90 FR 48835 | |
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Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Comment Period End: December 1, 2025 Submit Comment |
90 FR 48883 | |
|
FDIC Board of Directors |
90 FR 48148 | |
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Agency Information Collection Activities: Proposed New Information Collection; Survey of the Costs of AML/CFT Compliance; Comment Request Cost of AML/CFT Compliance Survey Draft Survey for Comment: Survey of the Costs of AML/CFT Compliance Notice and request for comment Comment Period End: November 12, 2025 Submit Comment |
90 FR 44191 | |
| 90 FR 42763 | ||
| 90 FR 41392 | ||
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FDIC Official Signs, Advertisement of Membership, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo Proposed Rule Summary: The Federal Deposit Insurance Corporation (FDIC) proposes to amend signage requirements for insured depository institutions’ (IDIs) digital deposit-taking channels and automated teller machines (ATMs) and like devices. The proposed changes are intended to address implementation issues and sources of potential confusion that have arisen following the adoption of current signage requirements for these banking channels. The proposal would provide additional flexibility to IDIs while also enabling consumers to better understand when they are conducting business with an IDI and when their funds are protected by the FDIC’s deposit insurance coverage. Comment Period End: October 20, 2025 Read Comments |
90 FR 40767 | |
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Agency Information Collection Activities: Proposed Collection Renewal; Comment Request Country Exposure Report and Country Exposure Information Report Notice and request for comment Comment Period End: September 22, 2025 Read Comments |
90 FR 40891 | |
| 90 FR 40887 | ||
| 90 FR 38652 | ||
| 90 FR 37859 | ||
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Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Notice and request for comment Comment Period End: September 29, 2025 |
90 FR 35860 | |
|
Adjusting and Indexing Certain Regulatory Thresholds Proposed Rule Summary: The Federal Deposit Insurance Corporation (FDIC) proposes to amend certain thresholds in the FDIC’s regulations to reflect inflation. The proposal would generally update such thresholds to reflect inflation from the date of implementation or the most recent adjustment and provide a methodology for future adjustments. The proposed changes would provide a more durable regulatory framework by preserving, in real terms, the level of certain thresholds in the FDIC’s regulations, thereby avoiding an outcome where the applicability of a regulatory requirement changes due solely to inflation rather than actual changes in an institution’s size, risk profile, or level of complexity. Comment Period End: September 26, 2025 Read Comments |
90 FR 35449 | |
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Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996 Comment Period End: October 23, 2025 Read Comments |
90 FR 35241 | |
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Industrial Banks and Industrial Loan Companies and Their Parent Companies Comment Period End: September 19, 2025 Read Comments |
90 FR 34271 | |
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Establishment and Relocation of Branches and Offices Proposed rule Summary: The FDIC proposes to modify the procedures for an insured State nonmember bank to establish a domestic branch or relocate a domestic main office or branch. The proposed rule would eliminate certain filing requirements, shorten processing timelines, and eliminate public notice procedures. The FDIC proposes to make corresponding changes to the procedures applicable to the relocation of an insured branch of a foreign bank. The FDIC also proposes to update certain related definitions to further streamline branch filing regulatory compliance obligations. Comment Period End: September 16, 2025 Read Comments |
90 FR 33898 | |
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Guidelines for Appeals of Material Supervisory Determinations Notice of guidelines; request for comments Comment Period End: September 16, 2025 Read Comments |
90 FR 33942 | |
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Community Reinvestment Act Regulations Notice of proposed rulemaking Summary: The Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, and the Office of the Comptroller of the Currency (collectively, the agencies) propose to amend their Community Reinvestment Act (CRA) regulations by rescinding the final rule titled “Community Reinvestment Act” published in the Federal Register on February 1, 2024, and replacing it with the agencies’ CRA regulations in effect on March 29, 2024, with certain conforming and technical amendments. The agencies are also proposing technical amendments to their regulations implementing the CRA sunshine requirements of the Federal Deposit Insurance Act. Comment Period End: August 18, 2025 Read Comments |
90 FR 34086 | |
|
Parent Companies of Industrial Banks and Industrial Loan Companies; Withdrawal of Proposed Rule Proposed rule; withdrawal Withdrawal Date: The FDIC is withdrawing the proposed rule published at 89 FR 65556 (August 12, 2024) as of July 18, 2025. |
90 FR 33910 | |
|
FDIC Board of Directors |
90 FR 33378 | |
|
FDIC Board of Directors |
90 FR 33378 | |
|
Proposed Agency Information Collection Activities; Comment Request
Joint notice and request for comment Comment Period End: August 11, 2025 Read Comments |
90 FR 31111 | |
|
FDIC Board of Directors |
90 FR 30937 | |
| 90 FR 30641 |