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News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-13-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Oklahoma Affected by Severe Winter Storms Disaster Relief
FIL-12-2021 Bank Secrecy Act/Anti-Money Laundering Examination Manual Update BSA/AML, OFAC and Fraud
FIL-10-2021 Technical Assistance Videos on Fair Lending Consumer Compliance/Protection
FIL-9-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Texas Affected by Severe Winter Storms Disaster Relief
FIL-7-2021 Final Rule to Address the Temporary Deposit Insurance Assessment Effects of the Optional Regulatory Capital Transitions for Implementing the Current Expected Credit Losses (CECL) Methodology Regulations
FIL-6-2021 Removal of Transferred OTS Regulations Regarding Securities Offerings of State Savings Associations Laws and Regulations
FIL-4-2021 Revised Guidelines for Appeals of Material Supervisory Determinations Corporate Governance / Management
FIL-5-2021 Frequently Asked Questions Regarding Suspicious Activity Reporting and Other Anti-Money Laundering (AML) Considerations BSA/AML, OFAC and Fraud
FIL-3-2021 FDIC Adopts Rule on the Role of Supervisory Guidance Regulations
FIL-4-2022 FDIC and FinCEN Launch Digital Identity Tech Sprint Miscellaneous
FIL-1-2021 Banker Webinar: Basics of New Paycheck Protection Program (PPP) Loan Programs Disaster Relief
FIL-1-2022 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Arkansas Affected by Severe Storms and Tornadoes Disaster Relief
FIL-2-2022 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Colorado Affected by Wildfires and Straight-line Winds Disaster Relief
FIL-115-2020 Status of Certain Investment Funds and Their Portfolio Investments for Purposes of Regulation O and Reporting Requirements under Part 363 of FDIC Regulations Corporate Governance / Management
FIL-116-2020 Information Regarding the FDIC’s Reservation of Authority for Determining Part 363 Compliance Requirements for Insured Depository Institutions (IDIs) Accounting, Auditing, and Securities Disclosure
FIL-114-2020 Proposed Rulemaking to Permit Additional Exemptions to Suspicious Activity Report Requirements BSA/AML, OFAC and Fraud
FIL-113-2020 Combined Final Rule on Brokered Deposits and Interest Rate Restrictions Liquidity, Funds Management, and Sensitivity to Risk
FIL-112-2020 FDIC Amends Branch Application Requirements Regarding Historic Preservation and Environmental Policy Applications, Notices and Filings
FIL-109-2020 Banker Webinar: Banks’ Use of Artificial Intelligence, including Machine Learning Applied Technology
FIL-107-2020 Proposed Rulemaking to Address the Temporary Deposit Insurance Assessment Effects of the Optional Regulatory Capital Transitions for Implementing the Current Expected Credit Losses (CECL) Methodology Deposit Insurance
FIL-108-2020 Interagency Interim Final Rule Provides Regulatory Relief to Institutions Experiencing Temporary Asset Growth in Connection with COVID-19-Related Programs Regulations
FIL-106-2020 Joint Fact Sheet on Bank Secrecy Act Due Diligence Requirements for Charities and Nonprofit Organizations BSA/AML, OFAC and Fraud
FIL-105-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Puerto Rico Affected by Severe Storms and Flooding Disaster Relief
FIL-104-2020 LIBOR Transition for Loans Lending / Investments
FIL-103-2020 The FDIC Publishes Sound Practices to Strengthen Operational Resilience Information Technology / Cybersecurity