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News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-40-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Severe Storms, Tornadoes, and Flooding Disaster Relief
FIL-39-2021 Summary of Deposits Survey and Filing for June 30, 2021 Deposit Insurance
FIL-38-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of West Virginia Affected by Severe Storms Disaster Relief
FIL-37-2021 Agencies Extend Period for CRA Consideration Given to Community Development Activities in Response to Hurricane Maria Disaster in Puerto Rico and the U.S. Virgin Islands Disaster Relief
FIL-35-2021 Request for Information on Digital Assets Risk Management
FIL-34-2021 Extension of Comment Period for Request for Information on Artificial Intelligence and Machine Learning Risk Management
FIL-33-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Tornadoes, and Flooding Disaster Relief
FIL-32-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Severe Storms, Straight-line Winds, and Tornadoes Disaster Relief
FIL-31-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Kentucky Affected by Severe Storms, Flooding, Landslides, and Mudslides Disaster Relief
FIL-30-2021 FDiTech Launches “Office Hours” to Connect with Stakeholders on Banking-Related Technological Innovation Information Technology / Cybersecurity
FIL-29-2021 Proposed Rule for Income Tax Allocation Agreements Accounting, Auditing, and Securities Disclosure
FIL-28-2021 Proposed Rule Regarding False Advertising, Misrepresentations About Insured Status, and Misuse of the FDIC’s Name or Logo Regulations
FIL-27-2021 Bank Secrecy Act: Agencies Address Model Risk Management for Bank Models and Systems Supporting Bank Secrecy Act/Anti-Money Laundering and Office of Foreign Assets Control Compliance BSA/AML, OFAC and Fraud
FIL-26-2021 FDIC Seeks Input on How to Modernize Sign and Advertising Requirements for Banks Consumer Compliance/Protection
FIL-22-2021 FDIC Consumer Compliance Supervisory Highlights Consumer Compliance/Protection
FIL-24-2021 Updated Webpage For Revised Interest Rate Restrictions Applicable to Less Than Well Capitalized Institutions
FIL-23-2021 Webpage with Information on the Brokered Deposits Regulation including Instructions for Filing Requirements under the Primary Purpose Exception Liquidity, Funds Management, and Sensitivity to Risk
FIL-21-2021 Home Mortgage Disclosure Act (HMDA): FFIEC Issues 2021 Version of A Guide to HMDA Reporting: Getting It Right! Consumer Compliance/Protection
FIL-20-2021 Request for Information on Artificial Intelligence Applied Technology
FIL-19-2021 FDIC’s Rapid Phased Prototyping Initiative Information Technology / Cybersecurity
FIL-18-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Severe Winter Storms Disaster Relief
FIL-17-2021 2020 Financial Institution Diversity Self-Assessments: Voluntary Self-Assessments Accepted Now through June 30, 2021 Applications, Notices and Filings
FIL-16-2021 Private Flood Insurance: Proposed New Interagency Questions and Answers Consumer Compliance/Protection
FIL-15-2021 Emergency Capital Investment Program Available for Community Development Financial Institutions and Minority Depository Institutions Capital
FIL-14-2021 Industry Webinar on Final Rule Revising Brokered Deposits and Interest Rate Restrictions Regulations