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News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-49-2010 Final Rule Conforming FDIC Regulations on Deposit Insurance Coverage and Advertisement of Membership to Permanent Standard Maximum Deposit Insurance Amount of $250,000 Deposit Insurance
FIL-48-2010 Retained Asset Accounts and FDIC Deposit Insurance Coverage Deposit Insurance
FIL-35-2010 Unlawful Internet Gambling Enforcement Act Examination Guidance and Procedures BSA/AML, OFAC and Fraud
FIL-31-2010 Small-Dollar Loan Pilot Results Released Pilot Study Results in Creation of Safe, Affordable and Feasible Template for Small-Dollar Loans Lending / Investments
FIL-30-2010 Bargain Purchases and Assisted Acquisitions Interagency Supervisory Guidance Accounting, Auditing, and Securities Disclosure
FIL-29-2010 Guidance on Deposit Placement and Collection Activities Liquidity, Funds Management, and Sensitivity to Risk
FIL-26-2010 Special Reporting, Analysis and Contingent Resolution Plans at Certain Large Insured Depository Institutions Notice of Proposed Rulemaking Corporate Governance / Management
FIL-23-2010 Lapse of FEMA Authority to Issue Flood Insurance Policies
FIL-18-2010 Correspondent Concentration Risks Interagency Guidance Risk Management Practices
FIL-14-2010 Assessments Notice of Proposed Rulemaking Deposit Insurance Fund
FIL-13-2010 Funding and Liquidity Risk Management Interagency Guidance
FIL-8-2010 Bank Secrecy Act Interagency Guidance on Beneficial Ownership BSA/AML, OFAC and Fraud
FIL-5-2010 Meeting the Credit Needs of Creditworthy Small Business Borrowers
FIL-2-2010 Financial Institution Management of Interest Rate Risk Liquidity, Funds Management, and Sensitivity to Risk
FIL-1-2010 Employee Compensation Advance Notice of Proposed Rulemaking
FIL-72-2009 Bank Secrecy Act Interagency Guidance on Transparency for U.S. Banking Organizations Conducting BSA/AML, OFAC and Fraud
FIL-63-2009 Prepaid Assessments Final Rule Deposit Insurance Fund
FIL-58-2009 Prepaid Assessments Notice of Proposed Rulemaking Deposit Insurance Fund
FIL-56-2009 Protecting Tenants at Foreclosure Act Public Law Lending / Investments
FIL-54-2009 FDIC Launches Foreclosure Prevention Initiative Lending / Investments
FIL-45-2009 Support for Responsible Loss Mitigation Activities Servicers' Obligations to Lienholders on Modifying Loans
FIL-43-2009 Allowance for Loan and Lease Losses Residential Mortgages Secured by Junior Liens Accounting, Auditing, and Securities Disclosure
FIL-42-2009 Flood Insurance Revised Interagency Questions and Answers Regarding Flood Insurance
FIL-33-2009 Annual Audit and Reporting Requirements Accounting, Auditing, and Securities Disclosure
FIL-30-2009 Identity Theft Red Flags, Address Discrepancies, And Change of Address Regulations Frequently Asked Questions Information Technology / Cybersecurity