Skip to main content
U.S. flag
An official website of the United States government
Dot gov
The .gov means it’s official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
Https
The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.
News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-26-2015 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Arkansas Affected by Severe Storms, Tornadoes, Straight-Line Winds, and Flooding. Disaster Relief
FIL-25-2015 Small Bank Pricing
FIL-23-2015 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Texas Affected by Severe Storms, Tornadoes, Straight-Line Winds, and Flooding. Disaster Relief
FIL-22-2015 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Oklahoma Affected by Severe Storms, Tornadoes, Straight-Line Winds, and Flooding. Disaster Relief
FIL-21-2015 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Kentucky Affected by Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides. Disaster Relief
FIL-16-2015 Regulatory Capital Rules: Frequently Asked Questions Capital
FIL-13-2015 FFIEC Joint Statements on Destructive Malware and Compromised Credentials Information Technology / Cybersecurity
FIL-12-2015 Regulatory Capital Rules: Accumulated Other Comprehensive Income (AOCI) Opt-Out Election Capital
FIL-11-2015 Interagency Guidance to Encourage Financial Institution Youth Savings Programs and Address Related
Frequently Asked Questions 		Consumer and Community Affairs
FIL-7-2015 Regulatory Capital Rules: Capital
FIL-6-2015 Guidance on Private Student Loans with Graduated Repayment Terms at Loan Origination Lending / Investments
FIL-5-2015 Statement on Providing Banking Services
FIL-4-2015 The FDIC Launches Web Page to Support Marketing of Failing Financial Institutions Resolutions
FIL-57-2014 Assessments Deposit Insurance Fund
FIL-54-2014 Filing and Documentation Procedures for State Banks Engaging, Directly or Indirectly, in Activities or Investments that are Permissible for National Banks Applications, Notices and Filings
FIL-53-2014 Interagency Guidance on Leveraged Lending: Frequently Asked Questions (FAQS)
FIL-49-2014 Technology Alert: GNU Bourne-Again Shell (Bash) Vulnerability Information Technology / Cybersecurity
FIL-44-2014 Interagency Guidance Regarding Unfair or Deceptive Credit Practices Consumer Protection
FIL-41-2014 FDIC Clarifying Supervisory Approach to Institutions Establishing Account Relationships with Third-Party Payment Processors
FIL-40-2014 Regulatory Capital Rules Capital
FIL-37-2014 Assessments Deposit Insurance Fund
FIL-33-2014 Interagency Guidance on Home Equity Lines of Credit (HELOCs) Nearing Their End-of-Draw Period
FIL-30-2014 Intercompany Income Tax Allocation Agreements Accounting, Auditing, and Securities Disclosure
FIL-28-2014 Interagency Statement on Increased Maximum Flood Insurance Coverage for "Other Residential Buildings" Consumer Protection
FIL-26-2014 FDIC Releases Resource Guide to Help Financial Institutions Evaluate Opportunities to Collaborate with Community Development Financial Institutions Consumer and Community Affairs