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News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-65-2016 Military Lending Act: Interagency Consumer Compliance Examination Procedures, DOD Interpretive Rule, and the FDIC'S Supervisory Expectations Consumer Protection
FIL-67-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of South Carolina Affected by Hurricane Matthew Disaster Relief
FIL-64-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of North Carolina Affected by Hurricane Matthew Disaster Relief
FIL-62-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Florida Affected by Hurricane Hermine Disaster Relief
FIL-60-2016 FDIC Announces a New Resource for Community Banks: Affordable Mortgage Lending Guide, Part I, and the Affordable Mortgage Lending Center Consumer and Community Affairs
FIL-59-2016 Meeting the Financial Needs of Customers Affected by Storms and Flooding in Louisiana Disaster Relief
FIL-58-2016 Changes to Deposit Insurance Assessments Deposit Insurance Fund
FIL-54-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Louisiana Affected by Severe Storms and Flooding Disaster Relief
FIL-51-2016 Reminder on FDIC Examination Findings
FIL-52-2016 FDIC Seeks Comment on Bank Appeals Guidelines
FIL-49-2016 Prudent Risk Management of Oil and Gas Exposures
FIL-41-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of West Virginia Affected by Severe Storms, Flooding, Landslides, and Mudslides Disaster Relief
FIL-40-2016 Proposed Rulemaking to Remove References to Credit Ratings from the FDIC'S International Banking Regulations Lending / Investments
FIL-39-2016 Joint Statement on the New Accounting Standard on Financial Instruments – Credit Losses Accounting, Auditing, and Securities Disclosure
FIL-38-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Texas Affected by Severe Storms and Flooding Disaster Relief
FIL-37-2016 FFIEC Joint Statement on Cybersecurity of Interbank Messaging and Wholesale Payment Networks Information Technology / Cybersecurity
FIL-35-2016 Interagency Guidance: Deposit-Reconciliation Practices Consumer Protection
FIL-34-2016 Incentive-Based Compensation Arrangements
FIL-33-2016 Net Stable Funding Ratio: Proposed Rule Liquidity, Funds Management, and Sensitivity to Risk
FIL-30-2016 Updated Financial Institution Employee's Guide to Deposit Insurance
FIL-28-2016 Small Bank Pricing
FIL-29-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Texas Affected by Severe Storms and Flooding Disaster Relief
FIL-26-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Texas Affected by Severe Storms, Tornadoes and Flooding Disaster Relief
FIL-27-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Mississippi Affected by Severe Storms and Flooding Disaster Relief
FIL-24-2016 Supplemental Guidance Related to the FDIC Statement of Policy on Applications for Deposit Insurance