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News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-36-2017 HMDA Examiner Transaction Testing Guidelines Consumer Protection
FIL-35-2017 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Michigan Affected by Severe Storms and Flooding Disaster Relief
FIL-33-2017 Regulatory Capital Treatment of Certain Centrally-Cleared Derivative Contracts Under the FDIC's Capital Rule Capital
FIL-30-2017 FDIC Updates Affordable Mortgage Lending Guide: Information on State Housing Finance Agencies
FIL-26-2017 FDIC Seeks Comment on Manual for Processing Deposit Insurance Applications
FIL-23-2017 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Arkansas Affected by Severe Storms, Tornadoes, Straight-line Winds, and Flooding Disaster Relief
FIL-22-2017 Adoption of Supervisory Guidance on Model Risk Management Risk Management Practices
FIL-20-2017 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Missouri Affected by Severe Storms, Tornadoes, Straight-line Winds, and Flooding Disaster Relief
FIL-19-2017 Advisory on the Availability of Appraisers Lending / Investments
FIL-17-2017 FDIC Releases Final Handbook for Organizers of De Novo Institutions
FIL-16-2017 FDIC Announces a New Resource for Community Banks: Affordable Mortgage Lending Guide, Part III: Federal Home Loan Banks
FIL-13-2017 FDIC Releases Report on its Youth Savings Pilot and Launches New Network to Support Youth Savings Collaborations Consumer and Community Affairs
FIL-8-2017 The FDIC Makes Joining the Money Smart Alliance Program Easier Consumer and Community Affairs
FIL-9-2017 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Louisiana Affected by Severe Storms, Tornadoes, and Straight-line Winds Disaster Relief
FIL-7-2017 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Georgia Affected by Severe Storms, Tornadoes, and Straight-line Winds Disaster Relief
FIL-6-2017 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Mississippi Affected by Severe Storms, Tornadoes, Straight-line Winds, and Flooding Disaster Relief
FIL-80-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Tennessee Affected by Wildfires Disaster Relief
FIL-75-2016 Final Guidance on the Uniform Interagency Consumer Compliance Rating System Consumer Protection
FIL-76-2016 Final Rule Creates New Prepaid Account Requirements Pursuant to the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) Consumer Protection
FIL-74-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Virginia Affected by Hurricane Matthew Disaster Relief
FIL-73-2016 FDIC Announces a New Resource for Community Banks: Affordable Mortgage Lending Guide, Part II: State Housing Finance Agencies Consumer and Community Affairs
FIL-71-2016 Electronic Filing of Part 363 Annual Reports and Other Reports and Notices Accounting, Auditing, and Securities Disclosure
FIL-70-2016 Exception from Appraisal Requirements in Certain Disaster Areas in Louisiana Disaster Relief
FIL-68-2016 FFIEC Cybersecurity Assessment Tool Information Technology / Cybersecurity
FIL-69-2016 Guidance to Help Financial Institutions and Facilitate Recovery in Areas in Florida and Georgia Affected by Hurricane Matthew Disaster Relief