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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-45-2018 Examination Cycle: Risk Management Practices
FIL-44-2018 Supervisory Insights Journal Publications
FIL-43-2018 Liquidity Coverage Ratio: Treatment of Certain Municipal Obligations as High Quality Liquid Assets Liquidity, Funds Management, and Sensitivity to Risk
FIL-41-2018 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of California Affected by Wildfires and High Winds Disaster Relief
FIL-38-2018 Interagency Forms: Applications, Notices and Filings
FIL-37-2018 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Texas Affected by Severe Storms and Flooding Disaster Relief
FIL-35-2018 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Hawaii Affected by Severe Storms, Flooding, Landslides and Mudslides Disaster Relief
FIL-34-2018 Community Bank Webinar: Current Expected Credit Losses Methodology Q&A Webinar for Community Bankers
FIL-33-2018 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Hawaii Affected by Volcanic Eruption and Earthquakes Disaster Relief
FIL-32-2018 Newly Formed Money Smart Advance Team Will Get Early Access to, Training on, Updated Money Smart for Adults Consumer and Community Affairs
FIL-31-2018 Volcker Rule: Prohibitions on Proprietary Trading and Certain Relationships with Hedge Funds or Private Equity Funds
FIL-30-2018 Joint Final Rule: Lending / Investments
FIL-28-2018 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Indiana Affected by Severe Storms and Flooding Disaster Relief
FIL-29-2018 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of North Carolina Affected by a Tornado and Severe Storms Disaster Relief
FIL-26-2018 Bank Secrecy Act BSA/AML, OFAC and Fraud
FIL-25-2018 Deposit Insurance Coverage Seminars Deposit Insurance
FIL-23-2018 Banker Teleconference: Accounting, Auditing, and Securities Disclosure
FIL-24-2018 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Severe Storms and Tornadoes Disaster Relief
FIL-22-2018 Advisory: FDIC Conducting Testing of Standardized Export of Imaged Loan Documents Lending / Investments
FIL-20-2018 Regulatory Capital Rule: Capital
FIL-21-2018 Electronic Fingerprinting for Background Checks Related to Applications
FIL-19-2018 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of American Samoa Affected by Tropical Storm Gita Disaster Relief
FIL-16-2018 FFIEC Issues Joint Statement: Cyber Insurance and Its Potential Role in Risk Management Programs Information Technology / Cybersecurity
FIL-14-2018 Appraisal Threshold for Commercial Real Estate Loans Lending / Investments
FIL-11-2018 FFIEC Provides Update on Examination Modernization Project Risk Management Practices