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News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-73-2019 Banker Teleconference Series: Understanding the Requirements of the Truth in Lending Act and Real Estate Settlement Procedures Act Integrated Disclosure Rule (TRID Rule) Consumer Compliance/Protection
FIL-72-2019 Regulatory Capital Rules: Revised Definition of a High Volatility Commercial Real Estate (HVCRE) Exposure Capital
FIL-70-2019 Banker Webinar: Community Bank Leverage Ratio Framework Capital
FIL-67-2019 Revised Effective Date for Simplifications to the Capital Rule Capital
FIL-66-2019 Community Bank Leverage Ratio Framework Capital
FIL-65-2019 Proposed Rule to Amend Swap Margin Requirements Regulations
FIL-64-2019 Request for Information on the Use of the Uniform Financial Institutions Rating System Risk Management Practices
FIL-63-2019 Announcing FDICconnect’sEnterprise File Exchange (EFX) Applied Technology
FIL-60-2019 Federal Regulators Seek Comment on Proposed Guidance for Credit Risk Review Systems Lending / Investments
FIL-57-2019 Interagency Final Rule Raises Thresholds in the Major Assets Prohibition of the Depository Institution Management Interlocks Rules Corporate Governance / Management
FIL-54-2019 Proposed Rescission of FDIC Statements of Policy Regulations
FIL-56-2019 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Texas Affected by Tropical Storm Imelda Disaster Relief
FIL-53-2019 New Appraisal Threshold for Residential Real Estate Loans Lending / Investments
FIL-52-2019 Listening Sessions on Supervisory Appeals and Dispute Resolution Processes
FIL-49-2019 Request for Comments on Interest Rate Restrictions Applicable to Institutions That Are Less Than Well Capitalized Liquidity, Funds Management, and Sensitivity to Risk
FIL-48-2019 Interagency Webinar: Applying Model Risk Management to Current Expected Credit Losses (CECL) Models at Large Banks Accounting, Auditing, and Securities Disclosure
FIL-47-2019 Risk-Focused, Forward-Looking Safety and Soundness Supervision Risk Management Practices
FIL-46-2019 Final Rule to Amend 12 C.F.R. Part 370, "Recordkeeping for Timely Deposit Insurance Determination" Division of Complex Institution Supervision & Resolution
FIL-44-2019 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Missouri Affected by Severe Storms, Tornadoes, and Flooding Disaster Relief
FIL-45-2019 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Texas Affected by Severe Storms and Flooding Disaster Relief
FIL-43-2019 Bank Secrecy Act BSA/AML, OFAC and Fraud
FIL-42-2019 Interagency Webinar
FIL-39-2019 Regulatory Capital Rules: Capital
FIL-38-2019 FDIC Releases Initial Sections of its Applications Procedures Manual Applications, Notices and Filings
FIL-37-2019 Simplifications to the Capital Rule Pursuant to theEconomic Growth and Regulatory Paperwork Reduction Act of 1996 Capital