On Friday, February 4, 2011, American Trust Bank was closed by the Georgia Department of Banking and Finance. The FDIC was named Receiver. Renasant Bank, Tupelo, MS acquired all deposit accounts.
The FDIC as Receiver for American Trust Bank, Roswell, GA has taken all actions necessary to terminate the Receivership Estate. The Receiver published a legal notice of intent to terminate the receivership on March 30, 2022 and has made all dividend distributions required by law.
Effective December 1, 2022, the Receiver was discharged and the Receivership Estate was terminated and ceased existence as a legal entity.
Receivership Status: TERMINATED
Notice of Termination
Notice of Intent to Terminate
Dividend Information
Press Release
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ACQUIRING INSTITUTION: RENASANT BANK
About Renasant Bank
All deposit accounts, including brokered deposits, were transferred to Renasant Bank, Tupelo, MS ("assuming institution"). Former American Trust Bank locations reopened as branches of Renasant Bank.
Your transferred deposits were separately insured from any accounts you may have already had at Renasant Bank for at least six months after the failure of American Trust Bank.
You may withdraw your funds from any transferred account without an early withdrawal penalty until you enter into a new deposit agreement with Renasant Bank as long as the deposits are not pledged as collateral for loans.
Contacting Renasant Bank
You can contact Renasant Bank:
Renasant Bank
209 Troy St
Tupelo, MS 38804
Renasant Bank (www.renasantbank.com)
Transaction Documentation
Purchase & Assumption Agreement - PDF (11Mb)
Agreement between FDIC and acquiring institution
Bid Summary
Report on the bids to purchase the failed bank