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News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-24-2021 Updated Webpage For Revised Interest Rate Restrictions Applicable to Less Than Well Capitalized Institutions
FIL-23-2021 Webpage with Information on the Brokered Deposits Regulation including Instructions for Filing Requirements under the Primary Purpose Exception Liquidity, Funds Management, and Sensitivity to Risk
FIL-21-2021 Home Mortgage Disclosure Act (HMDA): FFIEC Issues 2021 Version of A Guide to HMDA Reporting: Getting It Right! Consumer Compliance/Protection
FIL-20-2021 Request for Information on Artificial Intelligence Applied Technology
FIL-19-2021 FDIC’s Rapid Phased Prototyping Initiative Information Technology / Cybersecurity
FIL-18-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Severe Winter Storms Disaster Relief
FIL-17-2021 2020 Financial Institution Diversity Self-Assessments: Voluntary Self-Assessments Accepted Now through June 30, 2021 Applications, Notices and Filings
FIL-16-2021 Private Flood Insurance: Proposed New Interagency Questions and Answers Consumer Compliance/Protection
FIL-15-2021 Emergency Capital Investment Program Available for Community Development Financial Institutions and Minority Depository Institutions Capital
FIL-14-2021 Industry Webinar on Final Rule Revising Brokered Deposits and Interest Rate Restrictions Regulations
FIL-13-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Oklahoma Affected by Severe Winter Storms Disaster Relief
FIL-12-2021 Bank Secrecy Act/Anti-Money Laundering Examination Manual Update BSA/AML, OFAC and Fraud
FIL-10-2021 Technical Assistance Videos on Fair Lending Consumer Compliance/Protection
FIL-9-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Texas Affected by Severe Winter Storms Disaster Relief
FIL-7-2021 Final Rule to Address the Temporary Deposit Insurance Assessment Effects of the Optional Regulatory Capital Transitions for Implementing the Current Expected Credit Losses (CECL) Methodology Regulations
FIL-6-2021 Removal of Transferred OTS Regulations Regarding Securities Offerings of State Savings Associations Laws and Regulations
FIL-4-2021 Revised Guidelines for Appeals of Material Supervisory Determinations Corporate Governance / Management
FIL-5-2021 Frequently Asked Questions Regarding Suspicious Activity Reporting and Other Anti-Money Laundering (AML) Considerations BSA/AML, OFAC and Fraud
FIL-3-2021 FDIC Adopts Rule on the Role of Supervisory Guidance Regulations
FIL-4-2022 FDIC and FinCEN Launch Digital Identity Tech Sprint Miscellaneous
FIL-1-2021 Banker Webinar: Basics of New Paycheck Protection Program (PPP) Loan Programs Disaster Relief
FIL-1-2022 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Arkansas Affected by Severe Storms and Tornadoes Disaster Relief
FIL-2-2022 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Colorado Affected by Wildfires and Straight-line Winds Disaster Relief
FIL-115-2020 Status of Certain Investment Funds and Their Portfolio Investments for Purposes of Regulation O and Reporting Requirements under Part 363 of FDIC Regulations Corporate Governance / Management
FIL-116-2020 Information Regarding the FDIC’s Reservation of Authority for Determining Part 363 Compliance Requirements for Insured Depository Institutions (IDIs) Accounting, Auditing, and Securities Disclosure