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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-52-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Michigan Affected by Severe Storms, Flooding, and Tornadoes Disaster Relief
FIL-51-2021 Notice of Proposed Rulemaking on Simplification of Deposit Insurance Rules for Trust and Mortgage Servicing Accounts Deposit Insurance
FIL-48-2021 Updates to Public Information on Brokered Deposits Risk Management
FIL-46-2021 Interagency Statement on the Issuance of the Anti-Money Laundering/Countering the Financing of Terrorism National Priorities BSA/AML, OFAC and Fraud
FIL-47-2021 Updated FFIEC IT Examination Handbook – Architecture, Infrastructure, and Operations Booklet Information Technology / Cybersecurity
FIL-45-2021 Bank Secrecy Act/Anti-Money Laundering Examination Manual Update BSA/AML
FIL-44-2021 Observation of New Federal Holiday, Juneteenth National Independence Day Corporate Governance / Management
FIL-43-2021 FDITECH Launches Tech Sprint to Reach More Unbanked People Information Technology / Cybersecurity
FIL-41-2021 Proposed Rule to Amend Real Estate Lending Standards Lending
FIL-42-2021 FDIC Issues New Statement of Policy Regarding Minority Depository Institutions
FIL-40-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Severe Storms, Tornadoes, and Flooding Disaster Relief
FIL-39-2021 Summary of Deposits Survey and Filing for June 30, 2021 Deposit Insurance
FIL-38-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of West Virginia Affected by Severe Storms Disaster Relief
FIL-37-2021 Agencies Extend Period for CRA Consideration Given to Community Development Activities in Response to Hurricane Maria Disaster in Puerto Rico and the U.S. Virgin Islands Disaster Relief
FIL-35-2021 Request for Information on Digital Assets Risk Management
FIL-34-2021 Extension of Comment Period for Request for Information on Artificial Intelligence and Machine Learning Risk Management
FIL-33-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Tornadoes, and Flooding Disaster Relief
FIL-31-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Kentucky Affected by Severe Storms, Flooding, Landslides, and Mudslides Disaster Relief
FIL-32-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Severe Storms, Straight-line Winds, and Tornadoes Disaster Relief
FIL-30-2021 FDiTech Launches “Office Hours” to Connect with Stakeholders on Banking-Related Technological Innovation Information Technology / Cybersecurity
FIL-29-2021 Proposed Rule for Income Tax Allocation Agreements Accounting, Auditing, and Securities Disclosure
FIL-28-2021 Proposed Rule Regarding False Advertising, Misrepresentations About Insured Status, and Misuse of the FDIC’s Name or Logo Regulations
FIL-27-2021 Bank Secrecy Act: Agencies Address Model Risk Management for Bank Models and Systems Supporting Bank Secrecy Act/Anti-Money Laundering and Office of Foreign Assets Control Compliance BSA/AML, OFAC and Fraud
FIL-26-2021 FDIC Seeks Input on How to Modernize Sign and Advertising Requirements for Banks Consumer Compliance/Protection
FIL-22-2021 FDIC Consumer Compliance Supervisory Highlights Consumer Compliance/Protection