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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-88-2008 Best Practices from the FDIC'S Forum on Mortgage Lending for Low- and Moderate-Income Households Lending / Investments
FIL-82-2008 Regional Coalitions Public-Private Partnerships for the Financial Services Sector Information Technology / Cybersecurity
FIL-75-2008 Recordkeeping Requirements for Qualified Financial Contracts Notice of Proposed Rulemaking Resolutions
FIL-73-2008 Covered Bonds FDIC Policy Statement on Covered Bonds Lending / Investments
FIL-71-2008 Supervisory Review Process of Capital Adequacy (pillar 2) Related to The Implementation of the Basel II Advanced Capital Framework
FIL-65-2008 Large-Bank Insurance Determination Modernization Final Rule Resolutions
FIL-64-2008 Processing Deposit Accounts in the Event of an Insured Depository Institution Failure Interim Rule Resolutions
FIL-62-2008 Other Real Estate Guidance on Other Real Estate Lending / Investments
FIL-58-2008 Home Equity Lines of Credit Consumer Protection and Risk Management Considerations When Changing Credit Limits and Suggested Best Practices Lending / Investments
FIL-40-2008 Subprime Mortgage Products Interagency Illustrations of Consumer Information for Hybrid Adjustable Rate Mortgage Products Consumer Protection
FIL-34-2008 Covered Bonds FDIC Policy Statement on Covered Bonds Lending / Investments
FIL-22-2008 Managing Commercial Real Estate Concentrations in a Challenging Environment
FIL-17-2008 FDIC Statement on Reporting of Securitized Subprime Adjustable Rate Residential Mortgages Lending / Investments
FIL-9-2008 FDIC 2007 Annual Report Annual Report Now Available on FDIC Web Site
FIL-2-2008 Processing Deposit Accounts in a Bank Failure; Modernizing Large-Bank Insurance Determinations Notice of Proposed Rulemaking Resolutions
FIL-97-2007 Volunteer Income Tax Assistance (VITA) Potential CRA and Business Opportunities may be Available Before the Start of Tax Season Community Reinvestment Act
FIL-78-2007 Submitting Electronic Applications Enhancements to FDICconnect Will Allow Secure Two-Way Communication on Branch Applications Applied Technology
FIL-76-2007 Servicing for Mortgage Loans Loss Mitigation Strategies Lending / Investments
FIL-72-2007 Preventing and Detecting Child Pornography Best Practices from the Financial Coalition Against Child Pornography BSA/AML, OFAC and Fraud
FIL-71-2007 Bank Secrecy Act Interagency Statement on Enforcement of Bank Secrecy Act/Anti-Money Laundering Requirements
FIL-64-2007 Market Risk Capital Applicability of Market Risk Capital Rules
FIL-62-2007 Subprime Mortgage Lending Interagency Statement Addresses Safety and Soundness and Consumer Protection Standards Lending / Investments
FIL-53-2007 Submitting Examination Data Institutions will be Able to Securely Exchange Electronic Examination Information with their State Regulator using FDICconnect Applied Technology
FIL-51-2007 Nontraditional Mortgage Products Interagency Final Illustrations of Consumer Information for Nontraditional Mortgage Products Consumer Protection
FIL-46-2007 Financial Education Survey Shows FDIC's Money Smart Program Improves Consumers' Money-Management Practices and Financial Confidence Consumer and Community Affairs