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News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-53-2014 Interagency Guidance on Leveraged Lending: Frequently Asked Questions (FAQS)
FIL-49-2014 Technology Alert: GNU Bourne-Again Shell (Bash) Vulnerability Information Technology / Cybersecurity
FIL-44-2014 Interagency Guidance Regarding Unfair or Deceptive Credit Practices Consumer Protection
FIL-41-2014 FDIC Clarifying Supervisory Approach to Institutions Establishing Account Relationships with Third-Party Payment Processors
FIL-40-2014 Regulatory Capital Rules Capital
FIL-37-2014 Assessments Deposit Insurance Fund
FIL-33-2014 Interagency Guidance on Home Equity Lines of Credit (HELOCs) Nearing Their End-of-Draw Period
FIL-30-2014 Intercompany Income Tax Allocation Agreements Accounting, Auditing, and Securities Disclosure
FIL-28-2014 Interagency Statement on Increased Maximum Flood Insurance Coverage for "Other Residential Buildings" Consumer Protection
FIL-26-2014 FDIC Releases Resource Guide to Help Financial Institutions Evaluate Opportunities to Collaborate with Community Development Financial Institutions Consumer and Community Affairs
FIL-16-2014 Technology Alert: OpenSSL "Heartbleed" Vulnerability Information Technology / Cybersecurity
FIL-13-2014 Technology Outsourcing: Informational Tools for Community Bankers
FIL-10-2014 ATM and Card Authorization Systems Information Technology / Cybersecurity
FIL-11-2014 Distributed Denial of Service (DDoS) Attacks Information Technology / Cybersecurity
FIL-8-2014 Paying Agent Notification Requirements Fiduciary / Asset Management
FIL-6-2014 Registration of Municipal Advisors - Final Rule
FIL-59-2013 Qualified and Non-Qualified Mortgage Loans Lending / Investments
FIL-56-2013 Social Media: Consumer Compliance Risk Management Guidance
FIL-51-2013 Uniform Agreement on the Classification and Appraisal of Securities Held by Financial Institutions Lending / Investments
FIL-50-2013 Troubled Debt Restructurings Interagency Supervisory Guidance
FIL-47-2013 Director and Officer Liability Insurance Policies, Exclusions, and Indemnification for Civil Money Penalties Corporate Governance / Management
FIL-46-2013 Managing Sensitivity to Market Risk in a Challenging Interest Rate Environment Liquidity, Funds Management, and Sensitivity to Risk
FIL-43-2013 FDIC Supervisory Approach to Payment Processing Relationships With Merchant Customers That Engage in Higher-Risk Activities (Revised July 2014) Information Technology / Cybersecurity
FIL-40-2013 Notice of Final Rule: Definition of Insured Deposit Deposit Insurance
FIL-35-2013 Banking Agencies Encourage Financial Institutions to Work with Student Loan Borrowers Experiencing Financial Difficulties Lending / Investments