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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-37-2016 FFIEC Joint Statement on Cybersecurity of Interbank Messaging and Wholesale Payment Networks Information Technology / Cybersecurity
FIL-35-2016 Interagency Guidance: Deposit-Reconciliation Practices Consumer Protection
FIL-34-2016 Incentive-Based Compensation Arrangements
FIL-33-2016 Net Stable Funding Ratio: Proposed Rule Liquidity, Funds Management, and Sensitivity to Risk
FIL-30-2016 Updated Financial Institution Employee's Guide to Deposit Insurance
FIL-28-2016 Small Bank Pricing
FIL-29-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Texas Affected by Severe Storms and Flooding Disaster Relief
FIL-26-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Texas Affected by Severe Storms, Tornadoes and Flooding Disaster Relief
FIL-27-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Mississippi Affected by Severe Storms and Flooding Disaster Relief
FIL-24-2016 Supplemental Guidance Related to the FDIC Statement of Policy on Applications for Deposit Insurance
FIL-21-2016 Bank Secrecy Act BSA/AML, OFAC and Fraud
FIL-20-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Louisiana Affected by Severe Storms and Flooding Disaster Relief
FIL-16-2016 Supervisory Expectations for Evaluations
FIL-15-2016 Capital Treatment for Qualifying Collateralized Debt Obligations Backed by Trust Preferred Securities under the "Volcker Rule" Capital
FIL-14-2016 Discontinuation of Foreclosure Proceedings
FIL-12-2016 Interagency Guidance on Funds Transfer Pricing Related to Funding and Contingent Liquidity Risks Liquidity, Funds Management, and Sensitivity to Risk
FIL-11-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Arkansas Affected by Severe Storms, Tornadoes,
Straight-Line Winds, and Flooding 		Disaster Relief
FIL-8-2016 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Missouri Affected by Severe Storms, Straight-Line Winds, and Flooding Disaster Relief
FIL-7-2016 Small Bank Pricing
FIL-5-2016 Interagency Advisory on External Audits of Internationally Active U.S. Financial Institutions Accounting, Auditing, and Securities Disclosure
FIL-1-2016 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Mississippi Affected by Severe Storms, Tornadoes, Straight-Line Winds, and Flooding Disaster Relief
FIL-62-2015 Statement on Prudent Risk Management for CRE Lending
FIL-56-2015 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Texas Affected by Severe Storms, Tornadoes, Straight-Line Winds, and Flooding Disaster Relief
FIL-53-2015 Minimum DIF Reserve Ratio Requirement Deposit Insurance Fund
FIL-49-2015 Advisory on Effective Risk Management Practices for Purchased Loans and Purchased Loan Participations Lending / Investments