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News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-25-2018 Deposit Insurance Coverage Seminars Deposit Insurance
FIL-23-2018 Banker Teleconference: Accounting, Auditing, and Securities Disclosure
FIL-24-2018 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Severe Storms and Tornadoes Disaster Relief
FIL-22-2018 Advisory: FDIC Conducting Testing of Standardized Export of Imaged Loan Documents Lending / Investments
FIL-20-2018 Regulatory Capital Rule: Capital
FIL-21-2018 Electronic Fingerprinting for Background Checks Related to Applications
FIL-19-2018 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of American Samoa Affected by Tropical Storm Gita Disaster Relief
FIL-16-2018 FFIEC Issues Joint Statement: Cyber Insurance and Its Potential Role in Risk Management Programs Information Technology / Cybersecurity
FIL-14-2018 Appraisal Threshold for Commercial Real Estate Loans Lending / Investments
FIL-11-2018 FFIEC Provides Update on Examination Modernization Project Risk Management Practices
FIL-10-2018 FFIEC RevisedA Guide to HMDA Reporting: Getting It Right! Consumer Protection
FIL-9-2018 Final Rule to Remove References to Credit Ratings from the FDIC's International Banking Regulations Lending / Investments
FIL-8-2018 Community Bank Webinar: Implementation Examples for the Current Expected Credit Losses Methodology (CECL)
FIL-7-2018 CRA Consideration for Community Development Activities in the U.S. Virgin Islands and Puerto Rico Following Hurricane Maria Community Reinvestment Act
FIL-6-2018 New Tax Law: Accounting and Reporting Implications Accounting, Auditing, and Securities Disclosure
FIL-5-2018 Supervisory Insights Journal Publications
FIL-64-2017 Collaborative Relationships with Minority Depository Institutions Risk Management Practices
FIL-63-2017 Home Mortgage Disclosure Act: Consumer Protection
FIL-62-2017 Major Disaster Examiner Guidance Disaster Relief
FIL-61-2017 FDIC Announces Webinar on Resources for Accessing Affordable Mortgage Credit Consumer and Community Affairs
FIL-59-2017 Banker Teleconference Series: Small Business Resources for Community Banks Consumer and Community Affairs
FIL-56-2017 FDIC Issues Temporary Exceptions to Appraisal Requirements in Areas Affected by Severe Storms and Flooding Related to Hurricanes Harvey, Irma and Maria Disaster Relief
FIL-55-2017 Interagency Community Bank Teleconference: Liquidity and Funding Risk Management
FIL-54-2017 FDIC Announces Webinar on Financial Education and Financial Empowerment Resources that Support People with Disabilities Consumer and Community Affairs
FIL-53-2017 Liquidity Coverage Ratio: Frequently Asked Questions Liquidity, Funds Management, and Sensitivity to Risk