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News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-48-2019 Interagency Webinar: Applying Model Risk Management to Current Expected Credit Losses (CECL) Models at Large Banks Accounting, Auditing, and Securities Disclosure
FIL-47-2019 Risk-Focused, Forward-Looking Safety and Soundness Supervision Risk Management Practices
FIL-46-2019 Final Rule to Amend 12 C.F.R. Part 370, "Recordkeeping for Timely Deposit Insurance Determination" Division of Complex Institution Supervision & Resolution
FIL-44-2019 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Missouri Affected by Severe Storms, Tornadoes, and Flooding Disaster Relief
FIL-45-2019 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Texas Affected by Severe Storms and Flooding Disaster Relief
FIL-43-2019 Bank Secrecy Act BSA/AML, OFAC and Fraud
FIL-42-2019 Interagency Webinar
FIL-39-2019 Regulatory Capital Rules: Capital
FIL-38-2019 FDIC Releases Initial Sections of its Applications Procedures Manual Applications, Notices and Filings
FIL-37-2019 Simplifications to the Capital Rule Pursuant to theEconomic Growth and Regulatory Paperwork Reduction Act of 1996 Capital
FIL-34-2019 Webinar: Building Collaboration between Financial Institutions and Law Enforcement to Prevent and Address Elder Financial Abuse Consumer Compliance/Protection
FIL-32-2019 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Arkansas Affected by Severe Storms and Flooding Disaster Relief
FIL-33-2019 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of South Dakota Affected by Severe Winter Storm, Snowstorm, and Flooding Disaster Relief
FIL-31-2019 FDIC Consumer Compliance Supervisory Highlights Consumer Compliance/Protection
FIL-30-2019 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Oklahoma Affected by Severe Winter Storms, Straight-line winds, and Tornadoes Disaster Relief
FIL-29-2019 Request for Information on FDIC Technical Assistance Offerings and Delivery Corporate Governance / Management
FIL-28-2019 Summary of Deposits Survey
FIL-27-2019 Banker Teleconference Series: Private Flood Insurance Rule Consumer Compliance/Protection
FIL-26-2019 Financial Institution Diversity Video Corporate Governance / Management
FIL-20-2019 New Accounting Standard on Credit Losses: Frequently Asked Questions Accounting, Auditing, and Securities Disclosure
FIL-19-2019 Technology Service Provider Contracts
FIL-17-2019 Current Expected Credit Losses (CECL) Webinar: Accounting, Auditing, and Securities Disclosure
FIL-18-2019 Regulatory Capital Rule: Regulatory Capital Treatment for Investments in Certain Unsecured Debt Instruments of Global Systemically Important U.S. Bank Holding Companies Capital
FIL-16-2019 Home Mortgage Disclosure Act (HMDA) Consumer Compliance/Protection
FIL-15-2019 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Nebraska Affected by Severe Winter Storms, Straight-line Winds, and Flooding Disaster Relief