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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-29-2020 FDIC Updates Steps to Protect Banks and Consumers and to Continue Operations Disaster Relief
FIL-30-2020 Statement on Part 363 Annual Reports in Response to the Coronavirus Disaster Relief
FIL-27-2020 Temporary Alternative Procedures for Sending Supervision-Related Mail and Email to the FDIC Applications, Notices and Filings
FIL-26-2020 Statement Encouraging Responsible Small-Dollar Lending to Consumers and Small Businesses in Response to COVID-19 Disaster Relief
FIL-25-2020 Identification of Essential Critical Infrastructure Workers During the COVID-19 Response Efforts Disaster Relief
FIL-23-2020 Request for 2019 Diversity Self-Assessments from FDIC-Regulated Financial Institutions Applications, Notices and Filings
FIL-20-2020 Regulatory Capital Rule: Clarification on the Use of Buffers Capital
FIL-21-2020 Regulatory Capital Rule: Eligible Retained Income Capital
FIL-19-2020 Joint Statement on CRA Consideration for Activities in Response to the COVID-19 Disaster Relief
FIL-18-2020 Frequently Asked Questions Disaster Relief
FIL-17-2020 Working with Customers Affected by the Coronavirus Disaster Relief
FIL-16-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Tornadoes, Straight-Line Winds and Flooding Disaster Relief
FIL-15-2020 Extension of Comment Period for RFI on How to Modernize Signage and Advertising Requirements for Banks Consumer Compliance/Protection
FIL-14-2020 Interagency Statement on Pandemic Planning Corporate Governance / Management
FIL-13-2020 Extension of Comment Period for Notice of Proposed Rulemaking on Revisions to the Community Reinvestment Act Regulations Community Reinvestment Act
FIL-12-2020 FDIC Seeks Information on How to Modernize Signage and Advertising Requirements for Banks Consumer Compliance/Protection
FIL-9-2020 Home Mortgage Disclosure Act (HMDA): FFIEC Issues 2020 Version of A Guide to HMDA Reporting: Getting It Right! Consumer Compliance/Protection
FIL-8-2020 FDIC Issues Procedures for Deposit Insurance Applications from Applicants that are Not Traditional Community Banks Applications, Notices and Filings
FIL-7-2020 Banker Webinar: Community Bank Leverage Ratio Framework Capital
FIL-6-2020 Banker Webinar: New Standardized Approach for Calculating the Exposure Amount of Derivative Contracts Regulations
FIL-5-2020 Advisory: Prudent Management of Agricultural Lending During Economic Cycles Lending / Investments
FIL-4-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Puerto Rico Affected by Earthquakes Disaster Relief
FIL-3-2020 Heightened Cybersecurity Risk Considerations Information Technology / Cybersecurity
FIL-87-2019 Extension of Comment Period for Request for Information on the Use of the Uniform Financial Institutions Rating System Risk Management Practices
FIL-86-2019 Rescission of FDIC Statements of Policy Regulations