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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-57-2020 Temporary Exclusion of U.S. Treasury Securities and Deposits at Federal Reserve Banks from the Supplementary Leverage Ratio for Depository Institutions Capital
FIL-56-2020 Proposed Rulemaking to Mitigate the Deposit Insurance Assessment Effects of Participation in the Paycheck Protection Program (PPP), the PPP Lending Facility, and the Money Market Mutual Fund Liquidity Facility Deposit Insurance
FIL-54-2020 Interagency Policy Statement on Allowances for Credit Losses Accounting, Auditing, and Securities Disclosure
FIL-55-2020 Interagency Guidance on Credit Risk Review Systems Lending / Investments
FIL-53-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of South Carolina Affected by Severe Storms, Tornadoes and Straight-Line Winds Disaster Relief
FIL-52-2020 FFIEC Joint Statement on Risk Management for Cloud Computing Services Information Technology / Cybersecurity
FIL-51-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Tornadoes, Straight-Line Winds and Flooding Disaster Relief
FIL-50-2020 Small Business Administration (SBA) and U.S. Department of Treasury Announce Availability of New Paycheck Protection Program Loans Disaster Relief
FIL-48-2020 Technical Corrections to the Revised Transition of the Current Expected Credit Losses Methodology for Allowances Capital
FIL-49-2020 Banker Webinar: How to Become a Paycheck Protection Program (PPP) Lender Disaster Relief
FIL-47-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Mississippi Affected by Severe Storms, Tornadoes, Straight-Line Winds and Flooding Disaster Relief
FIL-45-2020 Release of FFIEC Federal Disclosure Computational Tools Consumer Compliance/Protection
FIL-46-2020 Banker Webinar: Revised Statement on Loan Modifications and Reporting for Institutions Working with Customers Affected by the Coronavirus Disaster Relief
FIL-44-2020 Bank Secrecy Act/Anti-Money Laundering Examination Manual Update BSA/AML, OFAC and Fraud
FIL-43-2020 Facilitating Real Estate-Related Transactions Affected by COVID-19 Disaster Relief
FIL-40-2020 Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to COVID-19 and the CARES Act Consumer and Community Affairs
FIL-41-2020 Banker Webinar: New Transition Provision to Delay the Impact of CECL on Regulatory Capital for Institutions Required to Adopt CECL in 2020 Capital
FIL-42-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Oregon Affected by Severe Storms, Tornadoes, Straight-Line Winds and Flooding Disaster Relief
FIL-37-2020 Changes to the Regulatory Capital Rule to Accommodate the Paycheck Protection Program Capital
FIL-36-2020 Revised Interagency Statement on Loan Modifications by Financial Institutions Working with Customers Affected by the Coronavirus Disaster Relief
FIL-35-2020 Modifications to the Community Bank Leverage Ratio Framework Capital
FIL-34-2020 FDIC Extends Comment Period Related to the Proposed Revisions to the Brokered Deposits Rules Risk Management
FIL-33-2020 Revised: New SBA and Treasury Programs Available for Small Business Relief Disaster Relief
FIL-32-2020 Joint Statement on the Interaction of the CECL Revised Transition Interim Final Rule with Section 4014 of the Coronavirus Aid, Relief, and Economic Security Act Capital
FIL-31-2020 Adjusting the Calculations for Credit Concentration Lending / Investments