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News

Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-88-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Hurricane Laura Disaster Relief
FIL-85-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of California Affected by Wildfires Disaster Relief
FIL-82-2020 Modifications to the Community Bank Leverage Ratio Framework Capital
FIL-83-2020 Final Rule Adopts Existing Interim Final Rule Definition of Eligible Retained Income Capital
FIL-81-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Iowa Affected by Severe Storms Disaster Relief
FIL-84-2020 Revised Transition of the Current Expected Credit Losses Methodology for Allowances Capital
FIL-80-2020 Proposed Revisions to Statement of Policy Regarding Minority Depository Institutions Risk Management Practices
FIL-78-2020 Bank Secrecy Act: Joint Statement on Due Diligence Requirements for Customers Who May Be Considered Politically Exposed Persons BSA/AML, OFAC and Fraud
FIL-79-2020 FDIC Proposes Changes to Its Supervisory Appeals Process Regulations
FIL-76-2020 Joint Statement on Enforcement of Bank Secrecy Act/Anti-Money Laundering Requirements BSA/AML, OFAC and Fraud
FIL-75-2020 Deposit Insurance Coverage Seminars: Free Nationwide Series for Bank Officers and Employees Deposit Insurance
FIL-74-2020 Additional Loan Accommodations Related to COVID-19 Event Disaster Relief
FIL-72-2020 FDIC Final Rule Revises and Codifies Policy to Allow Greater Employment Opportunities for Individuals with Certain Minor Criminal Offenses on Their Records Regulations
FIL-71-2020 FDIC Seeks Input on Potential Voluntary Certification Program to Promote New Technologies Information Technology / Cybersecurity
FIL-70-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Michigan Affected by Severe Storms and Flooding Disaster Relief
FIL-68-2020 FFIEC Joint Statement on Managing the LIBOR Transition Risk Management
FIL-67-2020 Flood Insurance: Proposed Revisions to Interagency Questions and Answers Consumer Compliance/Protection
FIL-65-2020 FDIC Issues Final Rule Clarifying the Interest Rates State-Chartered Banks and Insured Branches of Foreign Banks May Charge Regulations
FIL-66-2020 Final Rule and Interim Final Rule Regarding Swap Margin Requirements Regulations
FIL-64-2020 Interagency Examiner Guidance for Assessing Safety and Soundness Considering the Effect of the COVID-19 Pandemic on Financial Institutions Disaster Relief
FIL-62-2020 FDIC Unveils Redesigned Website: New FDIC.gov Offers Easier Access to Information to Bankers, Consumers and Analysts Publications
FIL-63-2020 Final Rule Mitigating the Deposit Insurance Assessment Effect of Participation in the Paycheck Protection Program (PPP), the PPP Liquidity Facility, and the Money Market Mutual Fund Liquidity Facility Deposit Insurance
FIL-61-2020 The FDIC Updates its Enforcement Actions Manual for Flood Insurance Civil Money Penalties Consumer Compliance/Protection
FIL-59-2020 Summary of Deposits Survey and Filing for June 30, 2020 Deposit Insurance
FIL-58-2020 Interagency Guidance for Responsible Small-Dollar Loans Lending / Investments