Skip to main content
U.S. flag
An official website of the United States government
Dot gov
The .gov means it’s official. 
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
Https
The site is secure. 
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.
Banker Resource Center

Trust/Fiduciary Activities

As a fiduciary, a bank's primary duty is the management and care of property for others. The Board of Directors and senior management must be able to identify, measure, monitor and control the risks inherent in fiduciary activities, and respond appropriately to changing business conditions. The FDIC examines a bank’s trust operations, and when applicable, Registered Transfer Agent, Government Securities Dealer, and Municipal Securities Dealer activities to determine if policies or account administration procedures could result in a contingent liability or estimated loss that could impact the institution’s earnings performance as well as impair its capital.

Laws and Regulations

Key laws and regulations that pertain to FDIC-supervised institutions; note that other laws and regulations also may apply.


Supervisory Resources

Frequently asked questions, advisories, statements of policy, and other information issued by the FDIC alone, or on an interagency basis, provided to promote safe-and-sound operations.


Other Resources

Supplemental information related to safe-and-sound banking operations.

Last Updated: August 7, 2024