Mary Zaki is a Senior Financial Economist in the Division of Depositor and Consumer Protection. Her research focuses on household finance topics including paycheck-to-paycheck spending and consumption behaviors, the impacts of small-dollar credit access, and the salience of credit disclosures such as the APR. Prior to arriving at the FDIC, Mary was an Assistant Professor at the University of Maryland and a research assistant at the Board of Governors of the Federal Reserve System. She obtained a B.S. in Economics from the Wharton School and a B.A. in both Economics and in International Studies at the University of Pennsylvania, and she received an M.S. and Ph.D. in Economics from Northwestern University.
Research Topics
Household Finance; Consumer Credit; Credit Disclosures
Colin Gray, Adam Leive, Elena Prager, Kelsey Pukelis, and Mary Zaki. 2023. “Employed in a SNAP? The Impact of Work Requirements on Program Participation and Labor Supply,” American Economic Journal: Economic Policy. Vol. 15, no. 1, 306-41.
Jessica E. Todd and Mary Zaki. 2023. “Price Consciousness at the Peak of "Impatience",” Journal of Human Resources. Vol. 58, no. 3, 1003-27.