Insured depository institutions qualify for acquisitions based on location, total assets, capital level, and regulatory ratings. A designation as a minority depository institution (MDI) may be a qualification factor, depending on the characteristics of the failing institution.
Acquisition Opportunity Notification
The representatives identified by the institution are notified by the FDIC when the institution qualifies for acquisition opportunities. Institutions can identify and update two contacts by completing a Potential Bidder Contact Form or by sending the contact information to institutionsales@fdic.gov.
Failing Institution Information
After the FDIC announces an acquisition opportunity, the two contacts for qualified institutions are invited to access the marketing material hosted in a secure virtual data room. After executing a confidentiality agreement, the potential failing institution’s financial and operational data, transaction information, and legal documents may be reviewed.
Geographic and Institution Preferences
Potential bidders can share their acquisition geographical preferences or interest in specific target institutions with the FDIC. However, preferences do not guarantee an invitation to an acquisition opportunity. To convey geographical preferences, or interest in a specific institution, send an email to institutionsales@fdic.gov.