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| FDIC Federal Register Citations 
 I strongly oppose the proposed rule changes in the Community Reinvestment 
    Act, RIN 3064-AC50. This action will do harm to rural communities. 
    Affordable housing is a real crisis in much of the United States and rural 
    communities especially have sustained long-term economic stress. I was 
    raised on a farm in northwest Ohio and have seen firsthand both the stress 
    on the rural community and the good that the CRA can do. Enacting a rule 
    change that would make it more difficult for working poor people to obtain 
    affordable housing and community services seems illogical--why would a 
    federal agency want to further stress the economic health of a segment of 
    our country? Why would a federal agency want to force impoverished citizens 
    to turn to taxpayer-funded social services instead of wholistic community 
    development? The CRA has not cost me or other American taxpayers 
    anything--yet has made the country stronger for all of us. Please do NOT 
    enact proposed rule change RIN 3064-AC50.  | ||
| Last Updated 11/22/2004 | regs@fdic.gov | |
