FDIC Federal Register Citations

Gulf Coast Jewish Family Services

From: Harvey Landress [mailto:landress@gcjfs.org]
Sent: Friday, September 17, 2004 3:04 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

Our nonprofit agency, which provides services in 12 central Florida counties, serves more than 20,000 low income individuals with major medical, physical, psychiatric, economic and other needs. Those we serve have significantly benefited from affordable housing and other local investments made possible by local CRA contributors.

We oppose allowing banks with assets above $250 million to be treated and examined as small banks under the CRA. This can only have a negative impact in our community and region by reducing the lending, investments and services that benefit low income individuals.

Harvey J. Landress
Vice President for Grants & Program Development
Gulf Coast Jewish Family Services
14041 Icot Blvd.
Clearwater, FL