| FDIC Federal Register Citations
 
  From:
	    jsi59602@aol.com [mailto:jsi59602@aol.com] Sent: Thursday, October 14, 2004 9:29 AM
 To: Comments
 Subject: Community Reinvestment -- RIN 3064-AC50
 10/14/04 9:28:34 AM Mr. Robert E. Feldman Executive Secretary Attention: Comments/Legal ESS Federal Deposit Insurance Corporation550 17th St. NW
 Washington, DC 20429
 RE: RIN 3064-AC50
 Dear Mr. Feldman: I am writing to request that you to withdraw your proposed changes tothe Community Reinvestment Act (CRA) regulations. My organization,
 Jireh Services, Inc., knows firsthand that the CRA has been instrumental
 in increasing homeownership, boosting economic development, and
 expanding small businesses in the nation’s low- and moderate-income
 communities.
 Mr. Robert E. FeldmanExecutive Secretary
 Attention: Comments/Legal ESS
 Federal Deposit Insurance Corporation
 550 17 th St. NW
 Washington, DC 20429
 RE: RIN 3064 -AC50 Dear Mr. Feldman: I am writing to request that you to withdraw your proposed changes to theCommunity Reinvestment Act (CRA) regulations. My organization, Jireh
 Services, Inc., knows firsthand that the CRA has been instrumental in
 increasing homeownership, boosting economic development, and expanding
 small businesses in the nation’s low- and moderate-income communities.
 Patricia SmithDevelopment Director
 Jireh Services, Inc.5960 Saranac Drive
 Columbus, OH 43232
 614-501-9140 The proposed FDIC rule would exempt
	    many of our community’s keyfinancial partners from the effective and productive requirements
 currently in place. We oppose any increase to the threshold of what
 is considered to be a small bank,and we urge the FDIC withdraw its
 proposed rule Sincerely,
 Patricia SmithJireh Services, Inc.
 5960 Saranac Drive
 Columbus, OH 43232
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