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| FDIC Federal Register Citations From: Rachel Falkove [mailto:rachel@philashelter.org]  I oppose the proposed changes in the definition of “small banks.” I 
    believe it will undermine lending and investment in many of our small cities 
    and towns and rural communities. It will greatly limit the ability to creat 
    more affordable housing opportunities for low income, working families.  
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| Last Updated 11/12/2004 | regs@fdic.gov | |
