The Quarterly Banking Profile (QBP) provides an overview of the aggregate financial condition of FDIC-insured institutions. The report includes data on bank earnings, loan and deposit activity, asset quality, and more.
The QBP is published about 55 days after the end of the quarter—around late May, late August, late November, and late February.
Third Quarter 2025
In the third quarter 2025, insured depository institutions reported a return on assets (ROA) ratio of 1.27 percent and aggregate net income of $79.3 billion, an increase of $9.4 billion (13.5 percent) from the prior quarter. Strong net interest income growth and a reduction in provision expense, primarily related to last quarter’s large bank acquisition, drove the quarterly increase in earnings.
Second Quarter 2025
In the second quarter of 2025, FDIC-insured banks reported $69.9 billion in net income and a return on assets of 1.13 percent. The industry net interest margin was relatively stable, down just 1 basis point from the quarter prior. Asset quality remained generally favorable, and the number of problem banks declined from 63 to 59.
Past Quarterly Banking Profiles
Find past Quarterly Banking Profiles dating back to March 31, 1986.
Additional Resources
Find tools and data to explore trends in the banking industry, compare financial performance across institutions and states, and view charts and graphs from current and past QBPs. These resources help you dig deeper into the data behind the Quarterly Banking Profile.
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