March 31, 2020
The QBP Graph Book, consisting of quarterly highlights, charts, and graphs, accompanies the Quarterly Banking Profile. Beginning with the September 2020 quarter, the data table appears first; the associated graph can be accessed with the “View Graph” link above each table. PDF versions of the full graph book are available at the "Complete Color" link at the bottom of the page. Adobe Acrobat Reader is required for viewing the Graph Book in PDF format.
Complete Color - PDF QBP Graph Book
Industry Totals
Structure
- Number of FDIC-Insured Banking Organizations
- Assets of FDIC-Insured Banking Organizations
- Number of FDIC-Insured Institutions
- Assets of FDIC-Insured Institutions
- Changes in the Number of FDIC-Insured Institutions
- Quarterly Change in the Number of FDIC-Insured Institutions
- Institution Mergers: Interstate vs. Intrastate
- Number of FDIC-Insured "Problem" Institutions
- Assets of FDIC-Insured "Problem" Institutions
Income and Expense
- Quarterly Net Income
- Quarterly Net Interest Margins, Annualized
- Major Factors Affecting Earnings Contributions to Pretax Earnings Growth
- Percentage of Insured Institutions With Earnings Gains Compared to Year-Earlier Quarter
- Quarterly Return on Assets (ROA), Annualized
- Quarterly Return on Equity (ROE), Annualized
- Number of Subchapter S Corporations
- Quarterly Return on Assets of Subchapter S Corporations vs. Other Banks, Annualized
- Noninterest Income as a Percentage of Net Operating Revenue
- Trends in FDIC-Insured Institutions' Income & Expenses
- Composition of Noninterest Income
- Quarterly Yield on Earning Assets
- Quarterly Cost of Funding Earning Assets
- Efficiency Ratios
- Return on Assets (ROA)
- ROA Rankings by State
Assets and Liabilities
- Total Liabilities and Equity Capital
- Capital Ratios
- Loan Portfolio Composition
- Loan Portfolio Composition by Asset Size Assets < $1 Billion
- Loan Portfolio Composition by Asset Size Assets > $1 Billion
- Utilization Rates of Loan Commitments
- Reserve Coverage Ratio
- Loss Allowance to Loans and Leases
- Real Estate Assets as a Percent of Total Assets
- Real Estate Loan Growth Rates
- Twelve-Month Loan Growth Rates
- Amount of FHLB Advances Outstanding
- Debt Securities by Maturity or Repricing Frequency
- Debt Securities by Maturity or Repricing Frequency by Region
- Total Securities (Debt and Equity) ($ Billions)
- Total Securities FDIC-Insured Commercial Banks ($ Millions)
- Net Loans and Leases to Deposits (Domestic and Foreign)
- Quarterly Change in Domestic Loans vs Domestic Deposits
- Quarterly Change in Domestic Deposits
- Twelve-Month Growth Rates of Domestic Deposits
- Quarterly Change in Domestic and Foreign Deposits
- Quarterly Change in C&I Loans
- Quarterly Change in Commercial and Consumer Loans
- Quarterly Change in Home Equity Loans
- Home Equity and Junior Lien Loans
- Expansion of Credit Card Lines
- Number of Institutions With Construction Loan Concentrations (Construction Loans Exceed Total Capital)
- Median Construction and Development Loan Concentrations
- Quarterly Change in Reported Total Loans Outstanding ($ Billions)
- Quarterly Change in Unused Loan Commitments ($ Billions)
- Credit Risk Diversification Consumer Loans versus Loans to Commercial Borrowers (as a Percent of Total Loans)
- Quarterly Change in Mortgage Assets and All Other Interest-Earning Assets
Credit Quality
- Quarterly Net Charge-Offs and Change in Noncurrent Loans
- Quarterly Net Charge-Offs vs. Loan Loss Provisions
- Noncurrent Loan and Quarterly Net Charge-Off Rates
- Noncurrent Rates on Loans Secured by 1-4 Family Residential Properties
- Noncurrent Rate on Real Estate Construction and Development Loans
- Composition of FDIC-Insured Institutions' Loan Charge-Offs
- Noncurrent Loan Rates
- Quarterly Net Charge-Off Rates, Annualized
- Noncurrent C & I Loan Rates
- Quarterly Net Charge-Off Rates on C & I Loans
- Credit Quality of Residential Mortgage Loans
- Credit Quality of C & I Loans
- Credit Card Loss Rates and Personal Bankruptcy Filings
Asset Concentration Groups
- Number of Institutions
- Industry Assets $ Billions
- Performance Ratios: Return on Assets (YTD)
- Performance Ratios: Net Interest Margin (YTD)
- Performance Ratios: Noninterest Income to Assets (YTD)
- Performance Ratios: Noninterest Expense to Assets (YTD)
- Performance Ratios: Net Charge-Offs to Loans and Leases (YTD)
- Condition Ratios: Loss Allowance to Loans and Leases
- Condition Ratios: Noncurrent Assets Plus Other Real Estate Owned to Assets
- Condition Ratios: Core Capital (Leverage) Ratio
- Return on Average Assets
- Net Interest Margin
- Net Charge-Offs as a Percent of Average Loans and Leases
- Percent of Loans Noncurrent
- Core Capital as a Percent of Total Assets
Asset Size Groups
- Number of Institutions
- Industry Assets ($ Billions)
- Performance Ratios: Return on Assets (YTD)
- Performance Ratios: Net Interest Margin (YTD)
- Performance Ratios: Noninterest Income to Assets (YTD)
- Performance Ratios: Noninterest Expense to Assets (YTD)
- Performance Ratios: Net Charge-Offs to Loans and Leases (YTD)
- Condition Ratios: Loss Allowance to Loans and Leases
- Condition Ratios: Noncurrent Assets Plus Other Real Estate Owned to Assets
- Condition Ratios: Core Capital (Leverage) Ratio
Geographic Regions
- Geographic Distribution of FDIC-Insured Institutions
- Geographic Distribution of Industry Assets ($ Billions)
- Performance Ratios: Return on Assets
- Performance Ratios: Net Interest Margins
- Performance Ratios: Noninterest Income to Assets
- Performance Ratios: Noninterest Expense to Assets
- Performance Ratios: Net Charge-Offs to Loans and Leases
- Condition Ratios: Loss Allowance to Loans and Leases
- Condition Ratios: Noncurrent Assets Plus Other Real Estate Owned to Assets
- Condition Ratios: Core Capital (Leverage) Ratio
Other Selected Indicators
- Deposit Insurance Fund Reserve Ratios
- U.S. Treasury Yield Curves
- Capital Category Distribution
- Off-Balance Sheet Derivatives
- Concentration of Derivatives Notional Amounts
- Composition of Derivatives Notional Amounts
- Purpose of Derivatives Held for Trading Notional Amounts
- Purpose of Derivatives Not Held for Trading Notional Amounts
- Position of Derivatives Gross Fair Values Held for Trading
- Position of Derivatives Gross Fair Values Held for Purposes Other than Trading
- Composition of Securitized Assets FDIC-Insured Institutions